Associated Credit Union (Georgia) CD & Share Certificate Rates — October 2026
As of October 22, 2026, Associated Credit Union (Georgia)'s highest tracked CD (share certificate) rate is 4.00% APY on a 24-month CD ($200 minimum). That is 2.6 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 3.15% to 4.00% APY.
Tracking began .
Associated Credit Union (Georgia) CD & share certificate rates
Membership required. Certificates from 6 months to 5 years, including Tax Factor and Trust CDs and the Safari Club CD for members through age 15 ($100); other certificates require $200. IRA CDs are excluded. Early withdrawal penalties may apply.
| Term | Product | APY |
|---|---|---|
| 6 months | 6 Month Safari Club CD Special | 3.35%Top 55% · $10k reference sampleVerified October 22, 2026 |
| 6 months | 6 Month CD | 3.35%Top 55% · $10k reference sampleVerified October 22, 2026 |
| 9 months | 9 Month CD | 3.45%Top 64% · $10k reference sampleVerified October 22, 2026 |
| 12 months | 1 Year Trust CD | 3.85%Top 39% · $10k reference sampleVerified October 22, 2026 |
| 24 months | 2 Year Trust CD | 4.00%Top 28% · $10k reference sampleVerified October 22, 2026 |
| 36 months | 3 Year CD | 3.15%Top 55% · $10k reference sampleVerified October 22, 2026 |
| 48 months | 4 Year CD | 3.15%Top 50% · $10k reference sampleVerified October 22, 2026 |
| 60 months | 5 Year Trust CD | 3.25%Top 52% · $10k reference sampleVerified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Associated Credit Union (Georgia)'s best CD rates by term?
Associated Credit Union (Georgia)'s best rate is 4.00% APY on 24 months, verified October 22, 2026.
- 6 mo3.35%
- 9 mo3.45%
- 12 mo3.85%
- 24 mo4.00%
- 36 mo3.15%
- 48 mo3.15%
- 60 mo3.25%
How much interest could a Associated Credit Union (Georgia) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$816.00 interest · $10,816.00 at maturity on $10,000.00.
4.00% APY · 24 months · 2 Year Trust CD · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 6 months | $83.293.35% APY · 6 Month Safari Club CD · Special | $166.583.35% APY · 6 Month Safari Club CD · Special | $416.453.35% APY · 6 Month Safari Club CD · Special | $832.903.35% APY · 6 Month Safari Club CD · Special |
| 9 months | $128.943.45% APY · 9 Month CD · Standard | $257.893.45% APY · 9 Month CD · Standard | $644.723.45% APY · 9 Month CD · Standard | $1,289.443.45% APY · 9 Month CD · Standard |
| 12 months | $192.503.85% APY · 1 Year Trust CD · Standard | $385.003.85% APY · 1 Year Trust CD · Standard | $962.503.85% APY · 1 Year Trust CD · Standard | $1,925.003.85% APY · 1 Year Trust CD · Standard |
| 24 months | $408.004.00% APY · 2 Year Trust CD · Standard | $816.004.00% APY · 2 Year Trust CD · Standard | $2,040.004.00% APY · 2 Year Trust CD · Standard | $4,080.004.00% APY · 2 Year Trust CD · Standard |
| 36 months | $487.543.15% APY · 3 Year CD · Standard | $975.083.15% APY · 3 Year CD · Standard | $2,437.703.15% APY · 3 Year CD · Standard | $4,875.403.15% APY · 3 Year CD · Standard |
| 48 months | $660.403.15% APY · 4 Year CD · Standard | $1,320.803.15% APY · 4 Year CD · Standard | $3,301.993.15% APY · 4 Year CD · Standard | $6,603.983.15% APY · 4 Year CD · Standard |
| 60 months | $867.063.25% APY · 5 Year Trust CD · Standard | $1,734.113.25% APY · 5 Year Trust CD · Standard | $4,335.283.25% APY · 5 Year Trust CD · Standard | $8,670.573.25% APY · 5 Year Trust CD · Standard |
How Associated Credit Union (Georgia) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 730-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 59 of 221 tracked institutions with fresh 730-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Associated Credit Union (Georgia) (this institution)2 Year Trust CD · Standard | 24 months | $200 | Coverage: GA | 4.00% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Promotional | 24 months | Not stated | Nationwide; check eligibility | 4.80% | October 22, 2026 |
| Popular DirectCertificate of Deposit · Standard | 24 months | $10,000 | Nationwide; check eligibility | 4.80% | October 22, 2026 |
| Barclays24 Month CD · Standard | 24 months | Not stated | Nationwide; check eligibility | 4.75% | October 22, 2026 |
| Tower Federal Credit Union (highest tracked APY for this term)Regular Share Certificate · Standard | 24 months | $500 | Coverage: MD | 5.20% | October 22, 2026 |
| Treasury (APY-equivalent) | 24 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.87% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Associated Credit Union (Georgia) on October 22, 2026.
About Associated Credit Union (Georgia)
- Legal name
- Associated Credit Union
- Regulator ID
- NCUA 60484
- Headquarters
- Norcross, GA
- Available in
- GA
- Total assets
- $2.6 billion
- Also known as
- Website
- www.acuonline.org
Source: rates read from https://www.acuonline.org/home/rates/personal/regular-ira-certificate-deposit. See the page text we read.
Frequently asked questions
What is the highest CD rate at Associated Credit Union (Georgia)?
Among the rates we track, 4.00% APY on a 24-month CD, as of October 22, 2026.
What is the minimum deposit for a Associated Credit Union (Georgia) CD?
The lowest minimum we found is $100; jumbo and higher balance tiers start at up to $200.
How does Associated Credit Union (Georgia)'s best CD rate compare with Treasury yields?
4.00% APY is −0.87% versus the 24-month Treasury yield of 4.87% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.00% a good CD rate?
It is 2.6 times the FDIC national average for a similar term (1.55% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Associated Credit Union (Georgia) CDs insured?
Associated Credit Union (Georgia) is a federally insured credit union (NCUA 60484). Share certificates are insured by the NCUA up to $250,000 per member, per ownership category.
What is a share certificate at Associated Credit Union (Georgia)?
A share certificate is the credit union equivalent of a bank CD: a term deposit that pays a stated yield when its conditions are met. Membership requirements, minimum deposits and early withdrawal terms depend on the credit union and product.
How often is this page updated?
We check Associated Credit Union (Georgia)'s rate page every day. The rates above were last verified on October 22, 2026.
More credit union certificate rates
Rates are copied from Associated Credit Union (Georgia)'s website and may change at any time. Confirm terms, minimums and eligibility with Associated Credit Union (Georgia) before opening an account. This page is not financial advice.