Eastern Bank CD Rates — October 2026
As of October 22, 2026, Eastern Bank's highest CD rate is 4.30% APY on an 18-month promotional CD ($2,500 minimum). That is 2.8 times the FDIC national average for 24-month CDs (1.55%).
Eastern Bank CD rates
| Term | Product | APY |
|---|---|---|
| 6 months | Featured CD Promotional | 3.90% |
| 10 months | Featured CD Promotional | 4.15% |
| 14 months | Featured CD Promotional | 4.25% |
| 18 months | Featured CD Promotional | 4.30% |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
Best rate by term
- 6 mo3.90%
- 10 mo4.15%
- 14 mo4.25%
- 18 mo4.30%
How Eastern Bank compares
- Best 2-year rate among the institutions we track: Popular Direct at 4.80% APY.
- Popular Direct (NY): best 5.00% APY on 60 months.
- Barclays (DE): best 4.75% APY on 24 months.
- Sallie Mae Bank (UT): best 4.75% APY on 60 months.
- Capital One (VA): best 4.40% APY on 11 months.
- Marcus by Goldman Sachs (NY): best 4.40% APY on 12 months.
- 2-year Treasury: 4.72% APY-equivalent.
Rate changes
No changes since we started tracking Eastern Bank on October 22, 2026.
About Eastern Bank
- Legal name
- Eastern Bank
- Regulator ID
- FDIC 32773
- Headquarters
- Boston, MA
- Available in
- MA, NH, RI
- Total assets
- $31.1 billion
- Also known as
- Eastern
- Website
- www.easternbank.com
Source: rates read from https://www.easternbank.com/personal-banking/savings-cds/featured-cd. See the page text we read.
Frequently asked questions
What is the highest CD rate at Eastern Bank?
4.30% APY on an 18-month promotional CD, as of October 22, 2026.
What is the minimum deposit for a Eastern Bank CD?
The lowest minimum we found is $2,500.
How does Eastern Bank's best CD rate compare with Treasury yields?
4.30% APY is −0.42% versus the 18-month Treasury yield of 4.72% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.30% a good CD rate?
It is 2.8 times the FDIC national average for a similar term (1.55% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Eastern Bank CDs insured?
Eastern Bank is an FDIC-insured bank (FDIC 32773). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Eastern Bank's rate page every day. The rates above were last verified on October 22, 2026.
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Rates are copied from Eastern Bank's website and may change at any time. Confirm terms, minimums and eligibility with Eastern Bank before opening an account. This page is not financial advice.