Best CD rates in Oregon
Popular Direct has the highest APY in this tracked sample of 18 institutions: 5.00% APY for 60 months, verified October 22, 2026.
These institutions list Oregon in their operating coverage. Regional quotes apply only to the displayed ZIP, not the entire state. Nationwide institutions appear alongside regional banks and credit unions. We show each institution's highest matching APY, rather than an exhaustive market ranking. All quotes were verified within the last seven days. Membership, new-money and relationship requirements may apply; confirm eligibility and terms with the institution.
| Institution | Term / product | Minimum | Quote coverage | APY | Verified / evidence |
|---|---|---|---|---|---|
| Popular Direct | 60 monthsCertificate of Deposit · Standard | $10,000 | Nationwide; check eligibility | 5.00% | October 22, 2026 Source text |
| E*TRADE (Morgan Stanley Private Bank) | 24 monthsBank CD · Promotional | Not stated | Nationwide; check eligibility | 4.80% | October 22, 2026 Source text |
| Barclays | 24 months24 Month CD · Standard | Not stated | Nationwide; check eligibility | 4.75% | October 22, 2026 Source text |
| Sallie Mae Bank | 60 monthsCertificate of Deposit (CD) · Standard | $2,500 | Nationwide; check eligibility | 4.75% | October 22, 2026 Source text |
| CIBC Bank USA (CIBC Agility) | 12 monthsCIBC Agility™ Certificate of Deposit (CD) · Promotional | $1,000 | Nationwide; check eligibility | 4.50% | October 22, 2026 Source text |
| iQ Credit Union | 7 months7-Month CD Special (Member Perks) · Relationship | Not stated | Coverage: OR, WA | 4.50% | October 22, 2026 Source text |
| Synchrony Bank | 60 monthsCD · Standard | Not stated | Nationwide; check eligibility | 4.50% | October 22, 2026 Source text |
| Ally Bank | 18 monthsHigh Yield Certificate of Deposit (CD) · Standard | Not stated | Nationwide; check eligibility | 4.40% | October 22, 2026 Source text |
| American Express National Bank | 10 monthsCertificate of Deposit (CD) · Promotional | Not stated | Nationwide; check eligibility | 4.40% | October 22, 2026 Source text |
| Capital One | 11 months360 CD · Promotional | Not stated | Nationwide; check eligibility | 4.40% | October 22, 2026 Source text |
| Marcus by Goldman Sachs | 12 monthsHigh-Yield CD · Standard | $500 | Nationwide; check eligibility | 4.40% | October 22, 2026 Source text |
| Bask Bank | 12 monthsBask Bank Certificate of Deposit · Standard | $1,000 | Nationwide; check eligibility | 4.35% | October 22, 2026 Source text |
| EverBank | 24 monthsEverBank Performance® CDs · Standard | Not stated | Nationwide; check eligibility | 4.35% | October 22, 2026 Source text |
| WaFd Bank | 13 months13 Month CD Special · Promotional | $1,000 | Coverage: 9 states | 4.10% | October 22, 2026 Source text |
| CIT Bank | 12 months1-Year Term CD · Standard | $1,000 | Nationwide; check eligibility | 4.00% | October 22, 2026 Source text |
| First Citizens Bank | 5 months5-Month CD · Promotional | $5,000 | Coverage: 23 states | 4.00% | October 22, 2026 Source text |
| DCU (Digital Federal Credit Union) | 12 monthsRegular Certificate · Standard | $500 | Coverage: 9 states | 3.50% | October 22, 2026 Source text |
| PenFed Credit Union | 60 monthsMoney Market Certificate · Promotional | $1,000 | Nationwide; check eligibility | 3.50% | October 22, 2026 Source text |
Compare with public benchmarks
The highest tracked quote is 5.00% APY for 60 months. The Treasury APY-equivalent for a similar term is 5.01% (2026-10-21). The FDIC national average for a similar term is 1.41% (2026-10-19). Benchmark terms may differ; Treasury interest is exempt from state income tax.
Common questions
Which institution has the highest tracked rate?
Popular Direct has the highest APY in this tracked sample of 18 institutions: 5.00% APY for 60 months, verified October 22, 2026.
Who can open these CDs or share certificates?
Check the displayed minimum deposit and location. Credit union membership, new-money and relationship requirements may apply; confirm terms with the institution.
How current are these rates?
Every quote in this collection was verified within the last seven days. Source snapshots and verification dates appear in the table; rates may change before you open an account.
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