Rivermark Community Credit Union CD & Share Certificate Rates — October 2026
As of October 22, 2026, Rivermark Community Credit Union's highest tracked CD (share certificate) rate is 3.75% APY on a 10-month relationship CD ($0 minimum). That is 2.1 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.00% to 3.50% APY.
Tracking began .
With $10,000 and no relationship requirement: 3.50% on 6 months
Rivermark Community Credit Union CD & share certificate rates
Membership required. Certificates from 6 to 60 months, the 10-month Loyalty CD (requires a checking account open at least 12 months) and youth certificates ($100). Early withdrawal penalties may apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 6 months | 6 Month Certificate | $0same APY in 3 balance tiers | 3.50% | −0.90% | Top 48% of tracked 6-month CDs · Verified October 22, 2026 |
| 6 months | Youth 6 Months Special | $100 | 3.50% | −0.90% | Top 48% of tracked 6-month CDs · Verified October 22, 2026 |
| 10 months | 10-Month Loyalty CD Relationship | $0same APY in 3 balance tiers | 3.75% | −0.76% | Verified October 22, 2026 |
| 12 months | 12 Month Certificate | $0same APY in 3 balance tiers | 3.00% | −1.57% | Top 73% of tracked 12-month CDs · Verified October 22, 2026 |
| 12 months | Youth 12 Months Special | $100 | 3.00% | −1.57% | Top 73% of tracked 12-month CDs · Verified October 22, 2026 |
| 24 months | 24 Month Certificate | $0same APY in 3 balance tiers | 3.20% | −1.67% | Top 59% of tracked 24-month CDs · Verified October 22, 2026 |
| 36 months | 36 Month Certificate | $0same APY in 3 balance tiers | 3.20% | −1.75% | Top 52% of tracked 36-month CDs · Verified October 22, 2026 |
| 48 months | 48 Month Certificate | $0same APY in 3 balance tiers | 3.25% | −1.73% | Top 45% of tracked 48-month CDs · Verified October 22, 2026 |
| 60 months | 60 Month Certificate | $0same APY in 3 balance tiers | 3.30% | −1.71% | Top 47% of tracked 60-month CDs · Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Rivermark Community Credit Union's best CD rates by term?
Rivermark Community Credit Union's best rate is 3.75% APY on 10 months, verified October 22, 2026.
- 6 mo3.50%
- 10 mo3.75%
- 12 mo3.00%
- 24 mo3.20%
- 36 mo3.20%
- 48 mo3.25%
- 60 mo3.30%
How much interest could a Rivermark Community Credit Union CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$311.36 interest · $10,311.36 at maturity on $10,000.00.
3.75% APY · 10 months · 10-Month Loyalty CD · Relationship · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 6 months | $86.993.50% APY · 6 Month Certificate · Standard | $173.973.50% APY · 6 Month Certificate · Standard | $434.943.50% APY · 6 Month Certificate · Standard | $869.873.50% APY · 6 Month Certificate · Standard |
| 10 months | $155.683.75% APY · 10-Month Loyalty CD · Relationship | $311.363.75% APY · 10-Month Loyalty CD · Relationship | $778.413.75% APY · 10-Month Loyalty CD · Relationship | $1,556.823.75% APY · 10-Month Loyalty CD · Relationship |
| 12 months | $150.003.00% APY · 12 Month Certificate · Standard | $300.003.00% APY · 12 Month Certificate · Standard | $750.003.00% APY · 12 Month Certificate · Standard | $1,500.003.00% APY · 12 Month Certificate · Standard |
| 24 months | $325.123.20% APY · 24 Month Certificate · Standard | $650.243.20% APY · 24 Month Certificate · Standard | $1,625.603.20% APY · 24 Month Certificate · Standard | $3,251.203.20% APY · 24 Month Certificate · Standard |
| 36 months | $495.523.20% APY · 36 Month Certificate · Standard | $991.053.20% APY · 36 Month Certificate · Standard | $2,477.623.20% APY · 36 Month Certificate · Standard | $4,955.243.20% APY · 36 Month Certificate · Standard |
| 48 months | $682.383.25% APY · 48 Month Certificate · Standard | $1,364.763.25% APY · 48 Month Certificate · Standard | $3,411.903.25% APY · 48 Month Certificate · Standard | $6,823.803.25% APY · 48 Month Certificate · Standard |
| 60 months | $881.283.30% APY · 60 Month Certificate · Standard | $1,762.553.30% APY · 60 Month Certificate · Standard | $4,406.383.30% APY · 60 Month Certificate · Standard | $8,812.773.30% APY · 60 Month Certificate · Standard |
How Rivermark Community Credit Union compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 304-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 21 of 36 tracked institutions with fresh 304-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| Rivermark Community Credit Union (this institution)10-Month Loyalty CD · Relationship | 10 months | $0 | Membership required · branches in OR, WA | 3.75% | October 22, 2026 |
| American Express National BankCertificate of Deposit (CD) · Promotional | 10 months | Not stated | Available nationwide | 4.40% | October 22, 2026 |
| Kitsap Credit Union10-Month Promotional Jumbo Certificate · Promotional | 10 months | $100,000 | Membership required · branches in WA | 3.60% | October 22, 2026 |
| Community First Credit Union (highest tracked APY for this term)CD Special: Pick Your Term · Promotional | 10 months | $5,000 | Membership required · branches in WI | 5.05% | October 22, 2026 |
| Treasury (APY-equivalent) | 10 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.51% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Rivermark Community Credit Union on October 22, 2026.
About Rivermark Community Credit Union
- Legal name
- Rivermark Community Credit Union
- Regulator ID
- NCUA 65644
- Headquarters
- Oregon City, OR
- Available in
- OR, WA
- Total assets
- $3.3 billion
- Also known as
- Website
- www.rivermarkcu.org
Source: rates read from https://www.rivermarkcu.org/rates/deposit/certificates. See the page text we read.
Frequently asked questions
What is the highest CD rate at Rivermark Community Credit Union?
Among the rates we track, 3.75% APY on a 10-month relationship CD, as of October 22, 2026.
What is the minimum deposit for a Rivermark Community Credit Union CD?
The lowest minimum we found is $0; jumbo and higher balance tiers start at up to $100,000.
How does Rivermark Community Credit Union's best CD rate compare with Treasury yields?
3.75% APY is −0.76% versus the 10-month Treasury yield of 4.51% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 3.75% a good CD rate?
It is 2.1 times the FDIC national average for a similar term (1.76% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Rivermark Community Credit Union CDs insured?
Rivermark Community Credit Union is a federally insured credit union (NCUA 65644). Share certificates are insured by the NCUA up to $250,000 per member, per ownership category.
What is a share certificate at Rivermark Community Credit Union?
A share certificate is the credit union equivalent of a bank CD: a term deposit that pays a stated yield when its conditions are met. Membership requirements, minimum deposits and early withdrawal terms depend on the credit union and product.
How often is this page updated?
We check Rivermark Community Credit Union's rate page every day. The rates above were last verified on October 22, 2026.
More credit union certificate rates
Rates are copied from Rivermark Community Credit Union's website and may change at any time. Confirm terms, minimums and eligibility with Rivermark Community Credit Union before opening an account. This page is not financial advice.