Blue Ridge Bank (Virginia) CD Rates — October 2026
As of October 22, 2026, Blue Ridge Bank (Virginia)'s highest tracked CD rate is 4.10% APY on a 30-month relationship CD ($1,000 minimum). That is 2.9 times the FDIC national average for 36-month CDs (1.39%). Standard CD rates range from 1.30% to 1.90% APY.
Tracking began .
Blue Ridge Bank (Virginia) CD rates
Standard CDs, CD specials and Golden Advantage CD rates for members age 55 and over; $1,000 minimum. Standard term ranges are shown at their lower bound. Early withdrawal penalties may apply.
| Term | Product | APY |
|---|---|---|
| 3 months | Consumer Certificate of Deposit | 1.50%Top 75% · $10k reference sampleVerified October 22, 2026 |
| 5 months | Certificate of Deposit Special Promotional | 3.75%Verified October 22, 2026 |
| 6 months | Consumer Certificate of Deposit | 1.60%Top 83% · $10k reference sampleVerified October 22, 2026 |
| 7 months | Consumer Certificate of Deposit | 1.70%Verified October 22, 2026 |
| 10 months | Certificate of Deposit Special Promotional | 4.00%Verified October 22, 2026 |
| 12 months | Golden Advantage Certificate of Deposit Relationship | 4.05%Top 24% · $10k reference sampleVerified October 22, 2026 |
| 12 months | Consumer Certificate of Deposit | 1.80%Top 84% · $10k reference sampleVerified October 22, 2026 |
| 13 months | Consumer Certificate of Deposit | 1.90%Verified October 22, 2026 |
| 15 months | Certificate of Deposit Special Promotional | 4.00%Verified October 22, 2026 |
| 18 months | Consumer Certificate of Deposit | 1.30%Top 91% · $10k reference sampleVerified October 22, 2026 |
| 23 months | Certificate of Deposit Special Promotional | 4.05%Verified October 22, 2026 |
| 24 months | Consumer Certificate of Deposit | 1.35%Top 88% · $10k reference sampleVerified October 22, 2026 |
| 30 months | Golden Advantage Certificate of Deposit Relationship | 4.10%Verified October 22, 2026 |
| 36 months | Golden Advantage Certificate of Deposit Relationship | 1.40%Verified October 22, 2026 |
| 48 months | Golden Advantage Certificate of Deposit Relationship | 1.45%Verified October 22, 2026 |
| 60 months | Golden Advantage Certificate of Deposit Relationship | 1.50%Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
Watch the renewal rate
The best promotional rate here is 4.05% APY (23 months). The standard rate for a similar term is 1.35% APY (24 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $270 less per year. Check the account terms and set a reminder before maturity.
Calculate the cost of auto-renewal · Set a maturity reminder
What are Blue Ridge Bank (Virginia)'s best CD rates by term?
Blue Ridge Bank (Virginia)'s best rate is 4.10% APY on 30 months, verified October 22, 2026.
- 3 mo1.50%
- 5 mo3.75%
- 6 mo1.60%
- 7 mo1.70%
- 10 mo4.00%
- 12 mo4.05%
- 13 mo1.90%
- 15 mo4.00%
- 18 mo1.30%
- 23 mo4.05%
- 24 mo1.35%
- 30 mo4.10%
- 36 mo1.40%
- 48 mo1.45%
- 60 mo1.50%
How much interest could a Blue Ridge Bank (Virginia) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$1,057.34 interest · $11,057.34 at maturity on $10,000.00.
4.10% APY · 30 months · Golden Advantage Certificate of Deposit · Relationship · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $18.591.50% APY · Consumer Certificate of Deposit · Standard | $37.191.50% APY · Consumer Certificate of Deposit · Standard | $92.971.50% APY · Consumer Certificate of Deposit · Standard | $185.941.50% APY · Consumer Certificate of Deposit · Standard |
| 5 months | $77.243.75% APY · Certificate of Deposit Special · Promotional | $154.493.75% APY · Certificate of Deposit Special · Promotional | $386.223.75% APY · Certificate of Deposit Special · Promotional | $772.443.75% APY · Certificate of Deposit Special · Promotional |
| 6 months | $39.951.60% APY · Consumer Certificate of Deposit · Standard | $79.901.60% APY · Consumer Certificate of Deposit · Standard | $199.751.60% APY · Consumer Certificate of Deposit · Standard | $399.511.60% APY · Consumer Certificate of Deposit · Standard |
| 7 months | $49.431.70% APY · Consumer Certificate of Deposit · Standard | $98.861.70% APY · Consumer Certificate of Deposit · Standard | $247.141.70% APY · Consumer Certificate of Deposit · Standard | $494.291.70% APY · Consumer Certificate of Deposit · Standard |
| 10 months | $166.034.00% APY · Certificate of Deposit Special · Promotional | $332.054.00% APY · Certificate of Deposit Special · Promotional | $830.144.00% APY · Certificate of Deposit Special · Promotional | $1,660.274.00% APY · Certificate of Deposit Special · Promotional |
| 12 months | $202.504.05% APY · Golden Advantage Certificate of Deposit · Relationship | $405.004.05% APY · Golden Advantage Certificate of Deposit · Relationship | $1,012.504.05% APY · Golden Advantage Certificate of Deposit · Relationship | $2,025.004.05% APY · Golden Advantage Certificate of Deposit · Relationship |
| 13 months | $102.891.90% APY · Consumer Certificate of Deposit · Standard | $205.781.90% APY · Consumer Certificate of Deposit · Standard | $514.441.90% APY · Consumer Certificate of Deposit · Standard | $1,028.881.90% APY · Consumer Certificate of Deposit · Standard |
| 15 months | $251.104.00% APY · Certificate of Deposit Special · Promotional | $502.194.00% APY · Certificate of Deposit Special · Promotional | $1,255.484.00% APY · Certificate of Deposit Special · Promotional | $2,510.974.00% APY · Certificate of Deposit Special · Promotional |
| 18 months | $97.911.30% APY · Consumer Certificate of Deposit · Standard | $195.811.30% APY · Consumer Certificate of Deposit · Standard | $489.531.30% APY · Consumer Certificate of Deposit · Standard | $979.061.30% APY · Consumer Certificate of Deposit · Standard |
| 23 months | $395.574.05% APY · Certificate of Deposit Special · Promotional | $791.134.05% APY · Certificate of Deposit Special · Promotional | $1,977.834.05% APY · Certificate of Deposit Special · Promotional | $3,955.664.05% APY · Certificate of Deposit Special · Promotional |
| 24 months | $135.911.35% APY · Consumer Certificate of Deposit · Standard | $271.821.35% APY · Consumer Certificate of Deposit · Standard | $679.561.35% APY · Consumer Certificate of Deposit · Standard | $1,359.111.35% APY · Consumer Certificate of Deposit · Standard |
| 30 months | $528.674.10% APY · Golden Advantage Certificate of Deposit · Relationship | $1,057.344.10% APY · Golden Advantage Certificate of Deposit · Relationship | $2,643.354.10% APY · Golden Advantage Certificate of Deposit · Relationship | $5,286.714.10% APY · Golden Advantage Certificate of Deposit · Relationship |
| 36 months | $212.951.40% APY · Golden Advantage Certificate of Deposit · Relationship | $425.911.40% APY · Golden Advantage Certificate of Deposit · Relationship | $1,064.771.40% APY · Golden Advantage Certificate of Deposit · Relationship | $2,129.541.40% APY · Golden Advantage Certificate of Deposit · Relationship |
| 48 months | $296.371.45% APY · Golden Advantage Certificate of Deposit · Relationship | $592.741.45% APY · Golden Advantage Certificate of Deposit · Relationship | $1,481.841.45% APY · Golden Advantage Certificate of Deposit · Relationship | $2,963.691.45% APY · Golden Advantage Certificate of Deposit · Relationship |
| 60 months | $386.421.50% APY · Golden Advantage Certificate of Deposit · Relationship | $772.841.50% APY · Golden Advantage Certificate of Deposit · Relationship | $1,932.101.50% APY · Golden Advantage Certificate of Deposit · Relationship | $3,864.201.50% APY · Golden Advantage Certificate of Deposit · Relationship |
How Blue Ridge Bank (Virginia) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 913-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 10 of 76 tracked institutions with fresh 913-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Blue Ridge Bank (Virginia) (this institution)Golden Advantage Certificate of Deposit · Relationship | 30 months | $1,000 | Coverage: NC, VA | 4.10% | October 22, 2026 |
| Sallie Mae BankCertificate of Deposit (CD) · Standard | 30 months | $2,500 | Nationwide; check eligibility | 4.50% | October 22, 2026 |
| Langley Federal Credit Union30 Month Certificate · Standard | 30 months | $500 | Coverage: NC, VA | 4.35% | October 22, 2026 |
| Hanscom Federal Credit UnionShare Certificate · Standard | 30 months | $1,000 | Coverage: CA, MA, MD, VA | 4.25% | October 22, 2026 |
| Greenfield Savings Bank (highest tracked APY for this term)30 Month Special · Promotional | 30 months | $10,000 | Coverage: MA | 4.50% | October 22, 2026 |
| Treasury (APY-equivalent) | 30 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.91% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Blue Ridge Bank (Virginia) on October 22, 2026.
About Blue Ridge Bank (Virginia)
- Legal name
- Blue Ridge Bank, National Association
- Regulator ID
- FDIC 35274
- Headquarters
- Martinsville, VA
- Available in
- NC, VA
- Total assets
- $2.3 billion
- Also known as
- Website
- www.mybrb.com
Source: rates read from https://www.mybrb.bank/rates.html. See the page text we read.
Frequently asked questions
What is the highest CD rate at Blue Ridge Bank (Virginia)?
Among the rates we track, 4.10% APY on a 30-month relationship CD, as of October 22, 2026.
What is the minimum deposit for a Blue Ridge Bank (Virginia) CD?
The lowest minimum we found is $1,000.
How does Blue Ridge Bank (Virginia)'s best CD rate compare with Treasury yields?
4.10% APY is −0.81% versus the 30-month Treasury yield of 4.91% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.10% a good CD rate?
It is 2.9 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Blue Ridge Bank (Virginia) CDs insured?
Blue Ridge Bank (Virginia) is an FDIC-insured bank (FDIC 35274). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Blue Ridge Bank (Virginia)'s rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Blue Ridge Bank (Virginia)'s website and may change at any time. Confirm terms, minimums and eligibility with Blue Ridge Bank (Virginia) before opening an account. This page is not financial advice.