Greenfield Savings Bank CD Rates — October 2026
As of October 22, 2026, Greenfield Savings Bank's highest tracked CD rate is 4.50% APY on a 30-month promotional CD ($10,000 minimum). That is 3.2 times the FDIC national average for 36-month CDs (1.39%). Standard CD rates range from 0.35% to 4.28% APY.
Tracking began .
Greenfield Savings Bank CD rates
Published CD rates from 91 days to 60 months, including 7-, 14- and 30-month specials; most terms require $1,000 to open (specials $500, the 30-month special $10,000). Early withdrawal penalties may apply.
| Term | Product | APY |
|---|---|---|
| 91 days | 91 Day | 3.03%Top 41% · $10k reference sampleVerified October 22, 2026 |
| 6 months | 6 Month Flex | 0.35%Top 94% · $10k reference sampleVerified October 22, 2026 |
| 7 months | 7 Month Special Promotional | 3.04%Verified October 22, 2026 |
| 12 months | 12 Month | 0.40%Top 94% · $10k reference sampleVerified October 22, 2026 |
| 14 months | 14 Month Special Promotional | 4.07%Verified October 22, 2026 |
| 18 months | 18 Month | 4.18%Top 20% · $10k reference sampleVerified October 22, 2026 |
| 24 months | 24 Month | 4.18%Top 19% · $10k reference sampleVerified October 22, 2026 |
| 30 months | 30 Month Special Promotional | 4.50%Verified October 22, 2026 |
| 36 months | 36 Month | 4.28%Top 10% · $10k reference sampleVerified October 22, 2026 |
| 48 months | 48 Month | 4.28%Top 10% · $10k reference sampleVerified October 22, 2026 |
| 60 months | 60 Month | 4.28%Top 13% · $10k reference sampleVerified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
Watch the renewal rate
The best promotional rate here is 4.50% APY (30 months). The standard rate for a similar term is 4.28% APY (36 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $22 less per year. Check the account terms and set a reminder before maturity.
Calculate the cost of auto-renewal · Set a maturity reminder
What are Greenfield Savings Bank's best CD rates by term?
Greenfield Savings Bank's best rate is 4.50% APY on 30 months, verified October 22, 2026.
- 91 days3.03%
- 6 mo0.35%
- 7 mo3.04%
- 12 mo0.40%
- 14 mo4.07%
- 18 mo4.18%
- 24 mo4.18%
- 30 mo4.50%
- 36 mo4.28%
- 48 mo4.28%
- 60 mo4.28%
How much interest could a Greenfield Savings Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$1,163.93 interest · $11,163.93 at maturity on $10,000.00.
4.50% APY · 30 months · 30 Month Special · Promotional · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 91 days | $37.353.03% APY · 91 Day · Standard | $74.703.03% APY · 91 Day · Standard | $186.753.03% APY · 91 Day · Standard | $373.493.03% APY · 91 Day · Standard |
| 6 months | $8.770.35% APY · 6 Month Flex · Standard | $17.530.35% APY · 6 Month Flex · Standard | $43.830.35% APY · 6 Month Flex · Standard | $87.660.35% APY · 6 Month Flex · Standard |
| 7 months | $88.153.04% APY · 7 Month Special · Promotional | $176.303.04% APY · 7 Month Special · Promotional | $440.743.04% APY · 7 Month Special · Promotional | $881.483.04% APY · 7 Month Special · Promotional |
| 12 months | $20.000.40% APY · 12 Month · Standard | $40.000.40% APY · 12 Month · Standard | $100.000.40% APY · 12 Month · Standard | $200.000.40% APY · 12 Month · Standard |
| 14 months | $238.314.07% APY · 14 Month Special · Promotional | $476.624.07% APY · 14 Month Special · Promotional | $1,191.544.07% APY · 14 Month Special · Promotional | $2,383.084.07% APY · 14 Month Special · Promotional |
| 18 months | $317.054.18% APY · 18 Month · Standard | $634.104.18% APY · 18 Month · Standard | $1,585.264.18% APY · 18 Month · Standard | $3,170.524.18% APY · 18 Month · Standard |
| 24 months | $426.744.18% APY · 24 Month · Standard | $853.474.18% APY · 24 Month · Standard | $2,133.684.18% APY · 24 Month · Standard | $4,267.364.18% APY · 24 Month · Standard |
| 30 months | Not estimated | $1,163.934.50% APY · 30 Month Special · Promotional | $2,909.814.50% APY · 30 Month Special · Promotional | $5,819.634.50% APY · 30 Month Special · Promotional |
| 36 months | $669.874.28% APY · 36 Month · Standard | $1,339.744.28% APY · 36 Month · Standard | $3,349.354.28% APY · 36 Month · Standard | $6,698.704.28% APY · 36 Month · Standard |
| 48 months | $912.544.28% APY · 48 Month · Standard | $1,825.084.28% APY · 48 Month · Standard | $4,562.704.28% APY · 48 Month · Standard | $9,125.404.28% APY · 48 Month · Standard |
| 60 months | $1,165.604.28% APY · 60 Month · Standard | $2,331.194.28% APY · 60 Month · Standard | $5,827.984.28% APY · 60 Month · Standard | $11,655.974.28% APY · 60 Month · Standard |
How Greenfield Savings Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 913-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 1 of 76 tracked institutions with fresh 913-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Greenfield Savings Bank (this institution) (highest tracked APY for this term)30 Month Special · Promotional | 30 months | $10,000 | Coverage: MA | 4.50% | October 22, 2026 |
| Sallie Mae BankCertificate of Deposit (CD) · Standard | 30 months | $2,500 | Nationwide; check eligibility | 4.50% | October 22, 2026 |
| Hanscom Federal Credit UnionShare Certificate · Standard | 30 months | $1,000 | Coverage: CA, MA, MD, VA | 4.25% | October 22, 2026 |
| CIBC Bank USA (CIBC Agility)CIBC Agility™ Certificate of Deposit (CD) · Standard | 30 months | $1,000 | Nationwide; check eligibility | 4.00% | October 22, 2026 |
| Treasury (APY-equivalent) | 30 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.91% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Greenfield Savings Bank on October 22, 2026.
About Greenfield Savings Bank
- Legal name
- Greenfield Savings Bank
- Regulator ID
- FDIC 90206
- Headquarters
- Greenfield, MA
- Available in
- MA
- Total assets
- $1.5 billion
- Also known as
- Website
- greenfieldsavings.com
Source: rates read from https://www.greenfieldsavings.com/rates. See the page text we read.
Frequently asked questions
What is the highest CD rate at Greenfield Savings Bank?
Among the rates we track, 4.50% APY on a 30-month promotional CD, as of October 22, 2026.
What is the minimum deposit for a Greenfield Savings Bank CD?
The lowest minimum we found is $500; jumbo and higher balance tiers start at up to $10,000.
How does Greenfield Savings Bank's best CD rate compare with Treasury yields?
4.50% APY is −0.41% versus the 30-month Treasury yield of 4.91% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.50% a good CD rate?
It is 3.2 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Greenfield Savings Bank CDs insured?
Greenfield Savings Bank is an FDIC-insured bank (FDIC 90206). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Greenfield Savings Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Greenfield Savings Bank's website and may change at any time. Confirm terms, minimums and eligibility with Greenfield Savings Bank before opening an account. This page is not financial advice.