APY Ledger

NuVision Credit Union CD & Share Certificate Rates — October 2026

Also known as NuVision, NuVision Federal Credit Union.

As of October 22, 2026, NuVision Credit Union's highest CD (share certificate) rate is 3.55% APY on a 12-month CD ($100,000 minimum). That is 2.0 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 2.55% to 3.55% APY.

Last verified from nuvisionfederal.com · NCUA-insured credit union · Huntington Beach, CA

Tracking began .

Best APY3.55%12 months, $100,000 min
vs. Treasury−1.02%same-term Treasury 4.57%
vs. national average2.0×FDIC national average 1.76%
After inflation-0.19%CPI 3.7% year over year
$10,000 earns$355over 12 months, before tax

NuVision Credit Union CD & share certificate rates

NuVision Credit Union CD rates
TermProductMinimumAPYvs. Treasury
3 months 3-Month Certificate $100,000 3.15%Verified October 22, 2026 −1.15%
3 months 3-Month Certificate $50,000 3.10%Verified October 22, 2026 −1.19%
3 months 3-Month Certificate $25,000 3.05%Verified October 22, 2026 −1.25%
3 months 3-Month Certificate $1,000 3.00%Verified October 22, 2026 −1.29%
6 months 6-Month Certificate $100,000 3.15%Verified October 22, 2026 −1.25%
6 months 6-Month Certificate $50,000 3.10%Verified October 22, 2026 −1.30%
6 months 6-Month Certificate $25,000 3.05%Verified October 22, 2026 −1.35%
6 months 6-Month Certificate $1,000 3.00%Verified October 22, 2026 −1.40%
12 months 1-Year Certificate $100,000 3.55%Verified October 22, 2026 −1.02%
12 months 1-Year Certificate $50,000 3.50%Verified October 22, 2026 −1.07%
12 months 1-Year Certificate $25,000 3.45%Verified October 22, 2026 −1.12%
12 months 1-Year Certificate $1,000 3.40%Verified October 22, 2026 −1.17%
24 months 2-Year Certificate $100,000 3.05%Verified October 22, 2026 −1.82%
24 months 2-Year Certificate $50,000 3.00%Verified October 22, 2026 −1.87%
24 months 2-Year Certificate $25,000 2.95%Verified October 22, 2026 −1.92%
24 months 2-Year Certificate $1,000 2.90%Verified October 22, 2026 −1.97%
36 months 3-Year Certificate $100,000 2.70%Verified October 22, 2026 −2.25%
36 months 3-Year Certificate $50,000 2.65%Verified October 22, 2026 −2.30%
36 months 3-Year Certificate $25,000 2.60%Verified October 22, 2026 −2.35%
36 months 3-Year Certificate $1,000 2.55%Verified October 22, 2026 −2.40%
48 months 4-Year Certificate $100,000 2.85%Verified October 22, 2026 −2.13%
48 months 4-Year Certificate $50,000 2.80%Verified October 22, 2026 −2.18%
48 months 4-Year Certificate $25,000 2.75%Verified October 22, 2026 −2.23%
48 months 4-Year Certificate $1,000 2.70%Verified October 22, 2026 −2.28%
60 months 5-Year Certificate $100,000 3.25%Verified October 22, 2026 −1.76%
60 months 5-Year Certificate $50,000 3.20%Verified October 22, 2026 −1.81%
60 months 5-Year Certificate $25,000 3.15%Verified October 22, 2026 −1.86%
60 months 5-Year Certificate $1,000 3.10%Verified October 22, 2026 −1.91%

APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.

What are NuVision Credit Union's best CD rates by term?

NuVision Credit Union's best rate is 3.55% APY on 12 months, verified October 22, 2026.

  1. 3 mo3.15%
  2. 6 mo3.15%
  3. 12 mo3.55%
  4. 24 mo3.05%
  5. 36 mo2.70%
  6. 48 mo2.85%
  7. 60 mo3.25%

Calculate earnings at 3.55% for 12 months

How NuVision Credit Union compares

Rate changes

No changes since we started tracking NuVision Credit Union on October 22, 2026.

About NuVision Credit Union

Legal name
NuVision Federal Credit Union
Regulator ID
NCUA 566
Headquarters
Huntington Beach, CA
Available in
AK, AZ, CA, WA, WY
Total assets
$4.0 billion
Also known as
NuVision, NuVision Federal Credit Union
Website
nuvisionfederal.com

Source: rates read from https://nuvisionfederal.com/rates/deposit-rates-certificates. See the page text we read.

Frequently asked questions

What is the highest CD rate at NuVision Credit Union?

3.55% APY on a 12-month CD, as of October 22, 2026.

What is the minimum deposit for a NuVision Credit Union CD?

The lowest minimum we found is $1,000; jumbo and higher balance tiers start at up to $100,000.

How does NuVision Credit Union's best CD rate compare with Treasury yields?

3.55% APY is −1.02% versus the 12-month Treasury yield of 4.57% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.

Is 3.55% a good CD rate?

It is 2.0 times the FDIC national average for a similar term (1.76% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.

Are NuVision Credit Union CDs insured?

NuVision Credit Union is a federally insured credit union (NCUA 566). Share certificates are insured by the NCUA up to $250,000 per member, per ownership category.

What is a share certificate at NuVision Credit Union?

A share certificate is the credit union equivalent of a bank CD: a term deposit that pays a stated yield when its conditions are met. Membership requirements, minimum deposits and early withdrawal terms depend on the credit union and product.

How often is this page updated?

We check NuVision Credit Union's rate page every day. The rates above were last verified on October 22, 2026.

More credit union certificate rates

Rates are copied from NuVision Credit Union's website and may change at any time. Confirm terms, minimums and eligibility with NuVision Credit Union before opening an account. This page is not financial advice.