APY Ledger

First Entertainment Credit Union CD & Share Certificate Rates — October 2026

As of October 22, 2026, First Entertainment Credit Union's highest tracked CD (share certificate) rate is 3.85% APY on a 60-month CD ($100,000 minimum). That is 2.7 times the FDIC national average for 60-month CDs (1.41%). Standard CD rates range from 2.25% to 3.85% APY.

Last verified from www.firstent.org · NCUA-insured credit union · Hollywood, CA · Membership required · branches in CA

Tracking began .

Best APY3.85%60 months, $100,000 min
With $10,000 and no relationship requirement: 3.75% on 9 months
vs. Treasury−1.16%same-term Treasury 5.01%
vs. national average2.7×FDIC national average 1.41%
After inflation0.11%CPI 3.7% year over year
$10,000 earns$2,079over 60 months, before tax

First Entertainment Credit Union CD & share certificate rates

Membership required. Term certificates from 6 months to 5 years in $1,000, $25,000 and $100,000 tiers, plus a 9-month special ($2,500 minimum). Early withdrawal penalties may apply.

First Entertainment Credit Union CD rates
TermProductMinimumAPYvs. TreasurySource
6 months Term Savings Certificate $100,000 2.55% −1.85% Top 75% of tracked 6-month CDs · Verified October 22, 2026
6 months Term Savings Certificate $25,000 2.40% −2.00% Top 78% of tracked 6-month CDs · Verified October 22, 2026
6 months Term Savings Certificate $1,000 2.25% −2.15% Top 78% of tracked 6-month CDs · Verified October 22, 2026
9 months Term Savings Certificate Promotional $2,500same APY in 3 balance tiers 3.75% −0.73% Top 46% of tracked 9-month CDs · Verified October 22, 2026
12 months Term Savings Certificate $100,000 2.85% −1.72% Top 74% of tracked 12-month CDs · Verified October 22, 2026
12 months Term Savings Certificate $25,000 2.70% −1.87% Top 77% of tracked 12-month CDs · Verified October 22, 2026
12 months Term Savings Certificate $1,000 2.55% −2.02% Top 78% of tracked 12-month CDs · Verified October 22, 2026
36 months Term Savings Certificate $100,000 3.30% −1.65% Top 46% of tracked 36-month CDs · Verified October 22, 2026
36 months Term Savings Certificate $25,000 3.15% −1.80% Top 55% of tracked 36-month CDs · Verified October 22, 2026
36 months Term Savings Certificate $1,000 3.00% −1.95% Top 63% of tracked 36-month CDs · Verified October 22, 2026
60 months Term Savings Certificate $100,000 3.85% −1.16% Top 25% of tracked 60-month CDs · Verified October 22, 2026
60 months Term Savings Certificate $25,000 3.70% −1.31% Top 32% of tracked 60-month CDs · Verified October 22, 2026
60 months Term Savings Certificate $1,000 3.55% −1.46% Top 37% of tracked 60-month CDs · Verified October 22, 2026

APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.

Watch the renewal rate

The best promotional rate here is 3.75% APY (9 months). The standard rate for a similar term is 2.85% APY (12 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $90 less per year. Check the account terms and set a reminder before maturity.

Calculate the cost of auto-renewal · Set a maturity reminder

What are First Entertainment Credit Union's best CD rates by term?

First Entertainment Credit Union's best rate is 3.85% APY on 60 months, verified October 22, 2026.

  1. 6 mo2.55%
  2. 9 mo3.75%
  3. 12 mo2.85%
  4. 36 mo3.30%
  5. 60 mo3.85%

Calculate earnings at 3.85% for 60 months

How much interest could a First Entertainment Credit Union CD earn?

Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.

$1,905.58 interest · $11,905.58 at maturity on $10,000.00.

3.55% APY · 60 months · Term Savings Certificate · Standard · verified October 22, 2026.

Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.

Add a CD maturity reminder

Estimated CD interest at maturity — conditional on quoted APY eligibility
Term$5,000$10,000$25,000$50,000
6 months$56.092.25% APY · Term Savings Certificate · Standard$112.182.25% APY · Term Savings Certificate · Standard$299.042.40% APY · Term Savings Certificate · Standard$598.092.40% APY · Term Savings Certificate · Standard
9 months$140.113.75% APY · Term Savings Certificate · Promotional$280.213.75% APY · Term Savings Certificate · Promotional$700.533.75% APY · Term Savings Certificate · Promotional$1,401.063.75% APY · Term Savings Certificate · Promotional
12 months$127.502.55% APY · Term Savings Certificate · Standard$255.002.55% APY · Term Savings Certificate · Standard$675.002.70% APY · Term Savings Certificate · Standard$1,350.002.70% APY · Term Savings Certificate · Standard
36 months$463.643.00% APY · Term Savings Certificate · Standard$927.273.00% APY · Term Savings Certificate · Standard$2,437.703.15% APY · Term Savings Certificate · Standard$4,875.403.15% APY · Term Savings Certificate · Standard
60 months$952.793.55% APY · Term Savings Certificate · Standard$1,905.583.55% APY · Term Savings Certificate · Standard$4,980.153.70% APY · Term Savings Certificate · Standard$9,960.303.70% APY · Term Savings Certificate · Standard

How First Entertainment Credit Union compares

Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 1825-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.

This quote ranks 89 of 332 tracked institutions with fresh 1825-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.

First Entertainment Credit Union CD rate comparison
Institution / benchmarkTermMinimumWho can openAPYVerified / source date
First Entertainment Credit Union (this institution)Term Savings Certificate · Standard60 months$100,000 Membership required · branches in CA3.85%October 22, 2026
Popular DirectCD · Standard60 months$10,000 Available nationwide5.00%October 22, 2026
E*TRADE (Morgan Stanley Private Bank)Bank CD · Promotional60 monthsNot stated Available nationwide4.80%October 22, 2026
BarclaysOnline CD · Standard60 monthsNot stated Available nationwide4.75%October 22, 2026
Tower Federal Credit Union (highest tracked APY for this term)Mini-Jumbo Share Certificate · Standard60 months$20,000 Membership required · branches in MD5.05%October 22, 2026
Treasury (APY-equivalent)60 months (term-matched estimate)Depends on purchase methodFederal; interest exempt from state income tax5.01%2026-10-21

Rate changes

See changes across all tracked institutions

No changes since we started tracking First Entertainment Credit Union on October 22, 2026.

About First Entertainment Credit Union

Legal name
First Entertainment Credit Union
Regulator ID
NCUA 68373
Headquarters
Hollywood, CA
Available in
CA
Total assets
$2.1 billion
Also known as
Website
www.firstent.org

Source: rates read from https://www.firstent.org/personal/term-certificates/. See the page text we read.

Frequently asked questions

What is the highest CD rate at First Entertainment Credit Union?

Among the rates we track, 3.85% APY on a 60-month CD, as of October 22, 2026.

What is the minimum deposit for a First Entertainment Credit Union CD?

The lowest minimum we found is $1,000; jumbo and higher balance tiers start at up to $100,000.

How does First Entertainment Credit Union's best CD rate compare with Treasury yields?

3.85% APY is −1.16% versus the 60-month Treasury yield of 5.01% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.

Is 3.85% a good CD rate?

It is 2.7 times the FDIC national average for a similar term (1.41% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.

Are First Entertainment Credit Union CDs insured?

First Entertainment Credit Union is a federally insured credit union (NCUA 68373). Share certificates are insured by the NCUA up to $250,000 per member, per ownership category.

What is a share certificate at First Entertainment Credit Union?

A share certificate is the credit union equivalent of a bank CD: a term deposit that pays a stated yield when its conditions are met. Membership requirements, minimum deposits and early withdrawal terms depend on the credit union and product.

How often is this page updated?

We check First Entertainment Credit Union's rate page every day. The rates above were last verified on October 22, 2026.

More credit union certificate rates

Rates are copied from First Entertainment Credit Union's website and may change at any time. Confirm terms, minimums and eligibility with First Entertainment Credit Union before opening an account. This page is not financial advice.