American Savings Bank (Hawaii) CD Rates — October 2026
As of October 22, 2026, American Savings Bank (Hawaii)'s highest tracked CD rate is 3.10% APY on a 6-month relationship CD ($10,000 minimum). That is 2.2 times the FDIC national average for 6-month CDs (1.39%).
Tracking began .
American Savings Bank (Hawaii) CD rates
Hawaii bank. Promotional CDs require $10,000 in funds from another financial institution. Higher quoted rates are for Deluxe and Private Banking customers; online CDs are capped at $50,000. Non-promotional rates are not included.
| Term | Product | APY |
|---|---|---|
| 3 months | Promotional Certificate of Deposit - Deluxe & Private Banking Customers Relationship | 3.00%Verified October 22, 2026 |
| 3 months | Promotional Certificate of Deposit - Otherwise Promotional | 2.75%Verified October 22, 2026 |
| 6 months | Promotional Certificate of Deposit - Deluxe & Private Banking Customers Relationship | 3.10%Verified October 22, 2026 |
| 6 months | Promotional Certificate of Deposit - Otherwise Promotional | 2.85%Verified October 22, 2026 |
| 12 months | Promotional Certificate of Deposit - Deluxe & Private Banking Customers Relationship | 2.90%Verified October 22, 2026 |
| 12 months | Promotional Certificate of Deposit - Otherwise Promotional | 2.65%Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are American Savings Bank (Hawaii)'s best CD rates by term?
American Savings Bank (Hawaii)'s best rate is 3.10% APY on 6 months, verified October 22, 2026.
- 3 mo3.00%
- 6 mo3.10%
- 12 mo2.90%
How much interest could a American Savings Bank (Hawaii) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | Not estimated | $73.973.00% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship | $184.923.00% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship | $369.833.00% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship |
| 6 months | Not estimated | $154.243.10% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship | $385.603.10% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship | $771.213.10% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship |
| 12 months | Not estimated | $290.002.90% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship | $725.002.90% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship | $1,450.002.90% APY · Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship |
How American Savings Bank (Hawaii) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 183-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 74 of 100 tracked institutions with fresh 183-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| American Savings Bank (Hawaii) (this institution)Promotional Certificate of Deposit - Deluxe & Private Banking Customers · Relationship | 6 months | $10,000 | Coverage: HI | 3.10% | October 22, 2026 |
| Popular DirectCertificate of Deposit · Standard | 6 months | $10,000 | Nationwide; check eligibility | 4.35% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Standard | 6 months | Not stated | Nationwide; check eligibility | 4.20% | October 22, 2026 |
| Synchrony BankCD · Standard | 6 months | Not stated | Nationwide; check eligibility | 4.10% | October 22, 2026 |
| Empower Federal Credit Union (highest tracked APY for this term)Share Certificate · Standard | 6 months | $500 | Coverage: NY | 5.00% | October 22, 2026 |
| Treasury (APY-equivalent) | 6 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.40% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking American Savings Bank (Hawaii) on October 22, 2026.
About American Savings Bank (Hawaii)
- Legal name
- American Savings Bank, National Association
- Regulator ID
- FDIC 32526
- Headquarters
- Honolulu, HI
- Available in
- HI
- Total assets
- $9.1 billion
- Also known as
- ASB Hawaii
- Website
- www.asbhawaii.com
Source: rates read from https://www.asbhawaii.com/personal/cds. See the page text we read.
Frequently asked questions
What is the highest CD rate at American Savings Bank (Hawaii)?
Among the rates we track, 3.10% APY on a 6-month relationship CD, as of October 22, 2026.
What is the minimum deposit for a American Savings Bank (Hawaii) CD?
The lowest minimum we found is $10,000.
How does American Savings Bank (Hawaii)'s best CD rate compare with Treasury yields?
3.10% APY is −1.30% versus the 6-month Treasury yield of 4.40% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 3.10% a good CD rate?
It is 2.2 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are American Savings Bank (Hawaii) CDs insured?
American Savings Bank (Hawaii) is an FDIC-insured bank (FDIC 32526). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check American Savings Bank (Hawaii)'s rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from American Savings Bank (Hawaii)'s website and may change at any time. Confirm terms, minimums and eligibility with American Savings Bank (Hawaii) before opening an account. This page is not financial advice.