Meridian Bank CD Rates — October 2026
As of October 22, 2026, Meridian Bank's highest tracked CD rate is 3.75% APY on a 3-month CD ($500 minimum). That is 3.3 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 3.00% to 3.75% APY.
Tracking began .
Meridian Bank CD rates
CDs from 3 to 60 months with a $500 minimum, including an 18-month Rate Boost CD ($1,000). Early withdrawal penalties apply.
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Meridian Bank's best CD rates by term?
Meridian Bank's best rate is 3.75% APY on 3 months, verified October 22, 2026.
- 3 mo3.75%
- 6 mo3.75%
- 9 mo3.75%
- 12 mo3.50%
- 13 mo3.35%
- 18 mo3.35%
- 24 mo3.35%
- 30 mo3.00%
- 36 mo3.00%
- 48 mo3.00%
- 60 mo3.00%
How much interest could a Meridian Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$92.21 interest · $10,092.21 at maturity on $10,000.00.
3.75% APY · 3 months · CD · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $46.103.75% APY · CD · Standard | $92.213.75% APY · CD · Standard | $230.513.75% APY · CD · Standard | $461.033.75% APY · CD · Standard |
| 6 months | $93.143.75% APY · CD · Standard | $186.293.75% APY · CD · Standard | $465.723.75% APY · CD · Standard | $931.443.75% APY · CD · Standard |
| 9 months | $140.113.75% APY · CD · Standard | $280.213.75% APY · CD · Standard | $700.533.75% APY · CD · Standard | $1,401.063.75% APY · CD · Standard |
| 12 months | $175.003.50% APY · CD · Standard | $350.003.50% APY · CD · Standard | $875.003.50% APY · CD · Standard | $1,750.003.50% APY · CD · Standard |
| 13 months | $181.513.35% APY · CD · Standard | $363.033.35% APY · CD · Standard | $907.573.35% APY · CD · Standard | $1,815.143.35% APY · CD · Standard |
| 18 months | $253.583.35% APY · 18 Month Rate Boost CD · Promotional | $507.163.35% APY · 18 Month Rate Boost CD · Promotional | $1,267.903.35% APY · 18 Month Rate Boost CD · Promotional | $2,535.803.35% APY · 18 Month Rate Boost CD · Promotional |
| 24 months | $340.613.35% APY · CD · Standard | $681.223.35% APY · CD · Standard | $1,703.063.35% APY · CD · Standard | $3,406.113.35% APY · CD · Standard |
| 30 months | $383.703.00% APY · CD · Standard | $767.403.00% APY · CD · Standard | $1,918.493.00% APY · CD · Standard | $3,836.983.00% APY · CD · Standard |
| 36 months | $463.643.00% APY · CD · Standard | $927.273.00% APY · CD · Standard | $2,318.173.00% APY · CD · Standard | $4,636.353.00% APY · CD · Standard |
| 48 months | $627.543.00% APY · CD · Standard | $1,255.093.00% APY · CD · Standard | $3,137.723.00% APY · CD · Standard | $6,275.443.00% APY · CD · Standard |
| 60 months | $796.373.00% APY · CD · Standard | $1,592.743.00% APY · CD · Standard | $3,981.853.00% APY · CD · Standard | $7,963.703.00% APY · CD · Standard |
How Meridian Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 91-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 29 of 258 tracked institutions with fresh 91-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| Meridian Bank (this institution)CD · Standard | 3 months | $500 | Branches in FL, PA | 3.75% | October 22, 2026 |
| Newtek Bank (highest tracked APY for this term)Certificate of Deposit · Standard | 3 months | $2,500 | Branches in FL | 4.60% | October 22, 2026 |
| Popular DirectCD · Standard | 3 months | $10,000 | Available nationwide | 4.30% | October 22, 2026 |
| Climate First Bank3-Month Penalty-Free CD · Promotional | 3 months | $500 | Branches in FL | 4.26% | October 22, 2026 |
| Treasury (APY-equivalent) | 3 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.29% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Meridian Bank on October 22, 2026.
About Meridian Bank
- Legal name
- Meridian Bank
- Regulator ID
- FDIC 57777
- Headquarters
- Wayne, PA
- Available in
- FL, PA
- Total assets
- $2.6 billion
- Also known as
- Website
- www.meridianbanker.com
Source: rates read from https://www.meridianbanker.com/rates/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Meridian Bank?
Among the rates we track, 3.75% APY on a 3-month CD, as of October 22, 2026.
What is the minimum deposit for a Meridian Bank CD?
The lowest minimum we found is $500; jumbo and higher balance tiers start at up to $1,000.
How does Meridian Bank's best CD rate compare with Treasury yields?
3.75% APY is −0.54% versus the 3-month Treasury yield of 4.29% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 3.75% a good CD rate?
It is 3.3 times the FDIC national average for a similar term (1.14% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Meridian Bank CDs insured?
Meridian Bank is an FDIC-insured bank (FDIC 57777). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Meridian Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Meridian Bank's website and may change at any time. Confirm terms, minimums and eligibility with Meridian Bank before opening an account. This page is not financial advice.