Lakeside Bank (Chicago) CD Rates — October 2026
As of October 22, 2026, Lakeside Bank (Chicago)'s highest tracked CD rate is 4.00% APY on a 13-month CD ($2,500 minimum). That is 2.3 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.00% to 4.00% APY.
Tracking began .
Lakeside Bank (Chicago) CD rates
Featured CD offers only (currently 91-day, 9-, 12- and 13-month terms); the minimum to open varies by CD. CDARS and other CDs are not included. Early withdrawal penalties may apply.
| Term | Product | APY |
|---|---|---|
| 91 days | Certificate of Deposit | 3.00%Top 49% · $10k reference sampleVerified October 22, 2026 |
| 9 months | Certificate of Deposit | 3.65%Top 50% · $10k reference sampleVerified October 22, 2026 |
| 12 months | Certificate of Deposit | 3.00%Top 75% · $10k reference sampleVerified October 22, 2026 |
| 13 months | Certificate of Deposit | 4.00%Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Lakeside Bank (Chicago)'s best CD rates by term?
Lakeside Bank (Chicago)'s best rate is 4.00% APY on 13 months, verified October 22, 2026.
- 91 days3.00%
- 9 mo3.65%
- 12 mo3.00%
- 13 mo4.00%
How much interest could a Lakeside Bank (Chicago) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$433.58 interest · $10,433.58 at maturity on $10,000.00.
4.00% APY · 13 months · Certificate of Deposit · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 91 days | Not estimated | $73.973.00% APY · Certificate of Deposit · Standard | $184.923.00% APY · Certificate of Deposit · Standard | $369.833.00% APY · Certificate of Deposit · Standard |
| 9 months | $136.393.65% APY · Certificate of Deposit · Standard | $272.773.65% APY · Certificate of Deposit · Standard | $681.933.65% APY · Certificate of Deposit · Standard | $1,363.863.65% APY · Certificate of Deposit · Standard |
| 12 months | $150.003.00% APY · Certificate of Deposit · Standard | $300.003.00% APY · Certificate of Deposit · Standard | $750.003.00% APY · Certificate of Deposit · Standard | $1,500.003.00% APY · Certificate of Deposit · Standard |
| 13 months | $216.794.00% APY · Certificate of Deposit · Standard | $433.584.00% APY · Certificate of Deposit · Standard | $1,083.954.00% APY · Certificate of Deposit · Standard | $2,167.904.00% APY · Certificate of Deposit · Standard |
How Lakeside Bank (Chicago) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 395-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 35 of 64 tracked institutions with fresh 395-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Lakeside Bank (Chicago) (this institution)Certificate of Deposit · Standard | 13 months | $2,500 | Coverage: IL | 4.00% | October 22, 2026 |
| CIBC Bank USA (CIBC Agility)CIBC Agility™ Certificate of Deposit (CD) · Standard | 13 months | $1,000 | Nationwide; check eligibility | 4.50% | October 22, 2026 |
| Sallie Mae BankCertificate of Deposit (CD) · Standard | 13 months | $2,500 | Nationwide; check eligibility | 4.50% | October 22, 2026 |
| Consumers Credit UnionSuper Jumbo Certificate · Promotional | 13 months | $250,000 | Coverage: IL | 4.45% | October 22, 2026 |
| Del Norte Credit Union (highest tracked APY for this term)Share Certificate - $100,000+ Minimum Balance · Promotional | 13 months | $100,000 | Coverage: NM | 5.23% | October 22, 2026 |
| Treasury (APY-equivalent) | 13 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.60% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Lakeside Bank (Chicago) on October 22, 2026.
About Lakeside Bank (Chicago)
- Legal name
- Lakeside Bank
- Regulator ID
- FDIC 19573
- Headquarters
- Chicago, IL
- Available in
- IL
- Total assets
- $2.9 billion
- Also known as
- Website
- www.lakesidebank.com
Source: rates read from https://www.lakesidebank.com/products-services/personal/personal-savings/certificate-of-deposit/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Lakeside Bank (Chicago)?
Among the rates we track, 4.00% APY on a 13-month CD, as of October 22, 2026.
What is the minimum deposit for a Lakeside Bank (Chicago) CD?
The lowest minimum we found is $2,500; jumbo and higher balance tiers start at up to $10,000.
How does Lakeside Bank (Chicago)'s best CD rate compare with Treasury yields?
4.00% APY is −0.60% versus the 13-month Treasury yield of 4.60% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.00% a good CD rate?
It is 2.3 times the FDIC national average for a similar term (1.76% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Lakeside Bank (Chicago) CDs insured?
Lakeside Bank (Chicago) is an FDIC-insured bank (FDIC 19573). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Lakeside Bank (Chicago)'s rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Lakeside Bank (Chicago)'s website and may change at any time. Confirm terms, minimums and eligibility with Lakeside Bank (Chicago) before opening an account. This page is not financial advice.