The Park Bank CD Rates — October 2026
As of October 22, 2026, The Park Bank's highest tracked CD rate is 4.25% APY on a 37-month promotional CD ($5,000 minimum). That is 3.1 times the FDIC national average for 36-month CDs (1.39%). Standard CD rates range from 0.07% to 0.50% APY.
Tracking began .
The Park Bank CD rates
Standard CDs ($500 minimum) and 6-, 13-, 25-, 37- and 49-month specials ($5,000 minimum). Interest compounds quarterly on most terms. Early withdrawal penalties may apply.
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
Watch the renewal rate
The best promotional rate here is 4.25% APY (37 months). The standard rate for a similar term is 0.30% APY (36 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $395 less per year. Check the account terms and set a reminder before maturity.
Calculate the cost of auto-renewal · Set a maturity reminder
What are The Park Bank's best CD rates by term?
The Park Bank's best rate is 4.25% APY on 37 months, verified October 22, 2026.
- 3 mo0.07%
- 6 mo3.75%
- 12 mo0.15%
- 13 mo4.05%
- 18 mo0.20%
- 24 mo0.25%
- 25 mo4.15%
- 36 mo0.30%
- 37 mo4.25%
- 48 mo0.40%
- 49 mo3.75%
- 60 mo0.50%
How much interest could a The Park Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$1,368.78 interest · $11,368.78 at maturity on $10,000.00.
4.25% APY · 37 months · 37-Month Special CD · Promotional · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $0.870.07% APY · 3-Month CD · Standard | $1.740.07% APY · 3-Month CD · Standard | $4.360.07% APY · 3-Month CD · Standard | $8.720.07% APY · 3-Month CD · Standard |
| 6 months | $93.143.75% APY · 6-Month Special CD · Promotional | $186.293.75% APY · 6-Month Special CD · Promotional | $465.723.75% APY · 6-Month Special CD · Promotional | $931.443.75% APY · 6-Month Special CD · Promotional |
| 12 months | $7.500.15% APY · 1-Year CD · Standard | $15.000.15% APY · 1-Year CD · Standard | $37.500.15% APY · 1-Year CD · Standard | $75.000.15% APY · 1-Year CD · Standard |
| 13 months | $219.504.05% APY · 13-Month Special CD · Promotional | $439.014.05% APY · 13-Month Special CD · Promotional | $1,097.524.05% APY · 13-Month Special CD · Promotional | $2,195.044.05% APY · 13-Month Special CD · Promotional |
| 18 months | $15.020.20% APY · 18-Month CD · Standard | $30.040.20% APY · 18-Month CD · Standard | $75.110.20% APY · 18-Month CD · Standard | $150.210.20% APY · 18-Month CD · Standard |
| 24 months | $25.030.25% APY · 2-Year CD · Standard | $50.060.25% APY · 2-Year CD · Standard | $125.160.25% APY · 2-Year CD · Standard | $250.310.25% APY · 2-Year CD · Standard |
| 25 months | $441.774.15% APY · 25-Month Special CD · Promotional | $883.544.15% APY · 25-Month Special CD · Promotional | $2,208.844.15% APY · 25-Month Special CD · Promotional | $4,417.684.15% APY · 25-Month Special CD · Promotional |
| 36 months | $45.140.30% APY · 3-Year CD · Standard | $90.270.30% APY · 3-Year CD · Standard | $225.680.30% APY · 3-Year CD · Standard | $451.350.30% APY · 3-Year CD · Standard |
| 37 months | $684.394.25% APY · 37-Month Special CD · Promotional | $1,368.784.25% APY · 37-Month Special CD · Promotional | $3,421.954.25% APY · 37-Month Special CD · Promotional | $6,843.904.25% APY · 37-Month Special CD · Promotional |
| 48 months | $80.480.40% APY · 4-Year CD · Standard | $160.960.40% APY · 4-Year CD · Standard | $402.410.40% APY · 4-Year CD · Standard | $804.810.40% APY · 4-Year CD · Standard |
| 49 months | $810.813.75% APY · 49-Month Special CD · Promotional | $1,621.623.75% APY · 49-Month Special CD · Promotional | $4,054.043.75% APY · 49-Month Special CD · Promotional | $8,108.083.75% APY · 49-Month Special CD · Promotional |
| 60 months | $126.260.50% APY · 5-Year CD · Standard | $252.510.50% APY · 5-Year CD · Standard | $631.280.50% APY · 5-Year CD · Standard | $1,262.560.50% APY · 5-Year CD · Standard |
How The Park Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 1125-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 1 of 6 tracked institutions with fresh 1125-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| The Park Bank (this institution) (highest tracked APY for this term)37-Month Special CD · Promotional | 37 months | $5,000 | Coverage: WI | 4.25% | October 22, 2026 |
| Treasury (APY-equivalent) | 37 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.95% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking The Park Bank on October 22, 2026.
About The Park Bank
- Legal name
- The Park Bank
- Regulator ID
- FDIC 19608
- Headquarters
- Madison, WI
- Available in
- WI
- Total assets
- $1.5 billion
- Also known as
- Website
- www.park.bank
Source: rates read from https://www.park.bank/resources/financial-resources/account-rates. See the page text we read.
Frequently asked questions
What is the highest CD rate at The Park Bank?
Among the rates we track, 4.25% APY on a 37-month promotional CD, as of October 22, 2026.
What is the minimum deposit for a The Park Bank CD?
The lowest minimum we found is $500; jumbo and higher balance tiers start at up to $5,000.
How does The Park Bank's best CD rate compare with Treasury yields?
4.25% APY is −0.70% versus the 37-month Treasury yield of 4.95% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.25% a good CD rate?
It is 3.1 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are The Park Bank CDs insured?
The Park Bank is an FDIC-insured bank (FDIC 19608). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check The Park Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from The Park Bank's website and may change at any time. Confirm terms, minimums and eligibility with The Park Bank before opening an account. This page is not financial advice.