Customers Bank CD Rates — October 2026
As of October 22, 2026, Customers Bank's highest tracked CD rate is 3.85% APY on a 3-month CD ($500 minimum). That is 3.4 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 3.70% to 3.85% APY.
Tracking began .
Customers Bank CD rates
No deposit is required to open these consumer CDs, but a balance of at least $500 is required to earn the quoted APY. The displayed minimum reflects that APY balance requirement. Early withdrawal penalties may apply.
| Term | Product | APY |
|---|---|---|
| 3 months | 3-month CD | 3.85%Verified October 22, 2026 |
| 6 months | 6-month CD | 3.80%Verified October 22, 2026 |
| 9 months | 9-month CD | 3.75%Verified October 22, 2026 |
| 24 months | 24-month CD | 3.70%Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Customers Bank's best CD rates by term?
Customers Bank's best rate is 3.85% APY on 3 months, verified October 22, 2026.
- 3 mo3.85%
- 6 mo3.80%
- 9 mo3.75%
- 24 mo3.70%
How much interest could a Customers Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $47.313.85% APY · 3-month CD · Standard | $94.633.85% APY · 3-month CD · Standard | $236.573.85% APY · 3-month CD · Standard | $473.153.85% APY · 3-month CD · Standard |
| 6 months | $94.373.80% APY · 6-month CD · Standard | $188.753.80% APY · 6-month CD · Standard | $471.873.80% APY · 6-month CD · Standard | $943.753.80% APY · 6-month CD · Standard |
| 9 months | $140.113.75% APY · 9-month CD · Standard | $280.213.75% APY · 9-month CD · Standard | $700.533.75% APY · 9-month CD · Standard | $1,401.063.75% APY · 9-month CD · Standard |
| 24 months | $376.843.70% APY · 24-month CD · Standard | $753.693.70% APY · 24-month CD · Standard | $1,884.223.70% APY · 24-month CD · Standard | $3,768.453.70% APY · 24-month CD · Standard |
How Customers Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 91-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 9 of 68 tracked institutions with fresh 91-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Customers Bank (this institution)3-month CD · Standard | 3 months | $500 | Coverage: NJ, NY, PA | 3.85% | October 22, 2026 |
| Popular DirectCertificate of Deposit · Standard | 3 months | $10,000 | Nationwide; check eligibility | 4.30% | October 22, 2026 |
| Bask BankBask Bank Certificate of Deposit · Standard | 3 months | $1,000 | Nationwide; check eligibility | 4.10% | October 22, 2026 |
| USAA BankSuper jumbo CD · Standard | 91 days | $175,000 | Coverage: AZ, CO, MD, NY, TX | 4.01% | October 22, 2026 |
| Newtek Bank (highest tracked APY for this term)Certificate of Deposit · Standard | 3 months | $2,500 | Coverage: FL | 4.60% | October 22, 2026 |
| Treasury (APY-equivalent) | 3 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.29% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Customers Bank on October 22, 2026.
About Customers Bank
- Legal name
- Customers Bank
- Regulator ID
- FDIC 34444
- Headquarters
- Malvern, PA
- Available in
- NJ, NY, PA
- Total assets
- $26.5 billion
- Also known as
- Website
- www.customersbank.com
Source: rates read from https://www.customersbank.com/cds/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Customers Bank?
Among the rates we track, 3.85% APY on a 3-month CD, as of October 22, 2026.
What is the minimum deposit for a Customers Bank CD?
The lowest minimum we found is $500.
How does Customers Bank's best CD rate compare with Treasury yields?
3.85% APY is −0.44% versus the 3-month Treasury yield of 4.29% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 3.85% a good CD rate?
It is 3.4 times the FDIC national average for a similar term (1.14% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Customers Bank CDs insured?
Customers Bank is an FDIC-insured bank (FDIC 34444). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Customers Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Customers Bank's website and may change at any time. Confirm terms, minimums and eligibility with Customers Bank before opening an account. This page is not financial advice.