Access Bank (Nebraska) CD Rates — October 2026
As of October 22, 2026, Access Bank (Nebraska)'s highest tracked CD rate is 4.40% APY on an 11-month promotional CD. That is 2.5 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 2.25% to 3.70% APY.
Tracking began .
Access Bank (Nebraska) CD rates
CD specials (3, 11 and 30 months; one 11-month special requires new money) and standard CDs from 3 to 60 months; term ranges are shown at their lower bound. Early withdrawal penalties may apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 3 months | 3 Month CD Special Promotional | Not stated | 3.70% | −0.59% | Verified October 22, 2026 |
| 3 months | Certificate of Deposit | Not stated | 3.70% | −0.59% | Verified October 22, 2026 |
| 6 months | Certificate of Deposit | Not stated | 2.25% | −2.15% | Verified October 22, 2026 |
| 9 months | Certificate of Deposit | Not stated | 2.50% | −1.98% | Verified October 22, 2026 |
| 11 months | 11 Month CD Special (New Money) Promotional | Not stated | 4.40% | −0.14% | Verified October 22, 2026 |
| 11 months | 11 Month CD Special Promotional | Not stated | 4.30% | −0.24% | Verified October 22, 2026 |
| 12 months | Certificate of Deposit | Not stated | 3.50% | −1.07% | Verified October 22, 2026 |
| 18 months | Certificate of Deposit | Not stated | 3.50% | −1.22% | Verified October 22, 2026 |
| 24 months | Certificate of Deposit | Not stated | 3.50% | −1.37% | Verified October 22, 2026 |
| 30 months | 30 Month CD Special Promotional | Not stated | 4.30% | −0.61% | Verified October 22, 2026 |
| 30 months | Certificate of Deposit | Not stated | 3.50% | −1.41% | Verified October 22, 2026 |
| 36 months | Certificate of Deposit | Not stated | 3.50% | −1.45% | Verified October 22, 2026 |
| 48 months | Certificate of Deposit | Not stated | 3.50% | −1.48% | Verified October 22, 2026 |
| 60 months | Certificate of Deposit | Not stated | 3.50% | −1.51% | Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
Watch the renewal rate
The best promotional rate here is 4.40% APY (11 months). The standard rate for a similar term is 3.50% APY (12 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $90 less per year. Check the account terms and set a reminder before maturity.
Calculate the cost of auto-renewal · Set a maturity reminder
What are Access Bank (Nebraska)'s best CD rates by term?
Access Bank (Nebraska)'s best rate is 4.40% APY on 11 months, verified October 22, 2026.
- 3 mo3.70%
- 6 mo2.25%
- 9 mo2.50%
- 11 mo4.40%
- 12 mo3.50%
- 18 mo3.50%
- 24 mo3.50%
- 30 mo4.30%
- 36 mo3.50%
- 48 mo3.50%
- 60 mo3.50%
How much interest could a Access Bank (Nebraska) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
No unambiguous quoted balance tier applies to this amount and term. Check the institution's terms or choose another deposit.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 6 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 9 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 11 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 12 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 18 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 24 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 30 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 36 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 48 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 60 months | Not estimated | Not estimated | Not estimated | Not estimated |
How Access Bank (Nebraska) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 335-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 4 of 58 tracked institutions with fresh 335-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| Access Bank (Nebraska) (this institution)11 Month CD Special (New Money) · Promotional | 11 months | Not stated | Branches in NE | 4.40% | October 22, 2026 |
| Capital OneSpecial 11-month 360 CD · Promotional | 11 months | Not stated | Available nationwide | 4.40% | October 22, 2026 |
| Cornhusker BankCertificate of Deposit · Promotional | 11 months | $1,000 | Branches in NE | 4.24% | October 22, 2026 |
| Sallie Mae BankCertificate of Deposit (CD) · Standard | 11 months | $2,500 | Available nationwide | 4.10% | October 22, 2026 |
| Happen Bank (highest tracked APY for this term)CD · Promotional | 11 months | $500 | Branches in CA, UT | 4.65% | October 22, 2026 |
| Treasury (APY-equivalent) | 11 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.54% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Access Bank (Nebraska) on October 22, 2026.
About Access Bank (Nebraska)
- Legal name
- Access Bank
- Regulator ID
- FDIC 58727
- Headquarters
- Omaha, NE
- Available in
- NE
- Total assets
- $1.1 billion
- Also known as
- Access Bank
- Website
- www.accessbank.com
Source: rates read from https://www.accessbank.com/for-you/accounts/interest-rates. See the page text we read.
Frequently asked questions
What is the highest CD rate at Access Bank (Nebraska)?
Among the rates we track, 4.40% APY on an 11-month promotional CD, as of October 22, 2026.
How does Access Bank (Nebraska)'s best CD rate compare with Treasury yields?
4.40% APY is −0.14% versus the 11-month Treasury yield of 4.54% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.40% a good CD rate?
It is 2.5 times the FDIC national average for a similar term (1.76% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Access Bank (Nebraska) CDs insured?
Access Bank (Nebraska) is an FDIC-insured bank (FDIC 58727). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Access Bank (Nebraska)'s rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Access Bank (Nebraska)'s website and may change at any time. Confirm terms, minimums and eligibility with Access Bank (Nebraska) before opening an account. This page is not financial advice.