Security First Bank (Nebraska) CD Rates — October 2026
As of October 22, 2026, Security First Bank (Nebraska)'s highest tracked CD rate is 4.16% APY on a 24-month CD ($1,000 minimum). That is 2.7 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 3.91% to 4.16% APY.
Tracking began .
Security First Bank (Nebraska) CD rates
Time deposits from 3 to 60 months with a $1,000 minimum to open and earn the APY; interest is paid out rather than compounded. Early withdrawal penalties apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 3 months | Traditional Time Deposit | $1,000 | 3.96% | −0.33% | Top 7% of tracked 3-month CDs · Verified October 22, 2026 |
| 6 months | Traditional Time Deposit | $1,000 | 4.01% | −0.39% | Top 11% of tracked 6-month CDs · Verified October 22, 2026 |
| 12 months | Traditional Time Deposit | $1,000 | 4.11% | −0.46% | Top 17% of tracked 12-month CDs · Verified October 22, 2026 |
| 18 months | Traditional Time Deposit | $1,000 | 4.11% | −0.61% | Top 19% of tracked 18-month CDs · Verified October 22, 2026 |
| 24 months | Traditional Time Deposit | $1,000 | 4.16% | −0.71% | Top 16% of tracked 24-month CDs · Verified October 22, 2026 |
| 24 months | Flex CD | $1,000 | 4.06% | −0.81% | Top 19% of tracked 24-month CDs · Verified October 22, 2026 |
| 36 months | Traditional Time Deposit | $1,000 | 3.91% | −1.04% | Top 21% of tracked 36-month CDs · Verified October 22, 2026 |
| 60 months | Traditional Time Deposit | $1,000 | 3.91% | −1.10% | Top 23% of tracked 60-month CDs · Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Security First Bank (Nebraska)'s best CD rates by term?
Security First Bank (Nebraska)'s best rate is 4.16% APY on 24 months, verified October 22, 2026.
- 3 mo3.96%
- 6 mo4.01%
- 12 mo4.11%
- 18 mo4.11%
- 24 mo4.16%
- 36 mo3.91%
- 60 mo3.91%
How much interest could a Security First Bank (Nebraska) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$849.31 interest · $10,849.31 at maturity on $10,000.00.
4.16% APY · 24 months · Traditional Time Deposit · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $48.653.96% APY · Traditional Time Deposit · Standard | $97.293.96% APY · Traditional Time Deposit · Standard | $243.243.96% APY · Traditional Time Deposit · Standard | $486.473.96% APY · Traditional Time Deposit · Standard |
| 6 months | $99.544.01% APY · Traditional Time Deposit · Standard | $199.084.01% APY · Traditional Time Deposit · Standard | $497.704.01% APY · Traditional Time Deposit · Standard | $995.394.01% APY · Traditional Time Deposit · Standard |
| 12 months | $205.504.11% APY · Traditional Time Deposit · Standard | $411.004.11% APY · Traditional Time Deposit · Standard | $1,027.504.11% APY · Traditional Time Deposit · Standard | $2,055.004.11% APY · Traditional Time Deposit · Standard |
| 18 months | $311.694.11% APY · Traditional Time Deposit · Standard | $623.384.11% APY · Traditional Time Deposit · Standard | $1,558.444.11% APY · Traditional Time Deposit · Standard | $3,116.894.11% APY · Traditional Time Deposit · Standard |
| 24 months | $424.654.16% APY · Traditional Time Deposit · Standard | $849.314.16% APY · Traditional Time Deposit · Standard | $2,123.264.16% APY · Traditional Time Deposit · Standard | $4,246.534.16% APY · Traditional Time Deposit · Standard |
| 36 months | $609.733.91% APY · Traditional Time Deposit · Standard | $1,219.463.91% APY · Traditional Time Deposit · Standard | $3,048.663.91% APY · Traditional Time Deposit · Standard | $6,097.313.91% APY · Traditional Time Deposit · Standard |
| 60 months | $1,056.993.91% APY · Traditional Time Deposit · Standard | $2,113.983.91% APY · Traditional Time Deposit · Standard | $5,284.943.91% APY · Traditional Time Deposit · Standard | $10,569.883.91% APY · Traditional Time Deposit · Standard |
How Security First Bank (Nebraska) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 730-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 69 of 392 tracked institutions with fresh 730-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| Security First Bank (Nebraska) (this institution)Traditional Time Deposit · Standard | 24 months | $1,000 | Branches in NE, SD | 4.16% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Promotional | 24 months | Not stated | Available nationwide | 4.80% | October 22, 2026 |
| Popular DirectCD · Standard | 24 months | $10,000 | Available nationwide | 4.80% | October 22, 2026 |
| BarclaysOnline CD · Standard | 24 months | Not stated | Available nationwide | 4.75% | October 22, 2026 |
| Tower Federal Credit Union (highest tracked APY for this term)Regular Share Certificate · Standard | 24 months | $500 | Membership required · branches in MD | 5.20% | October 22, 2026 |
| Treasury (APY-equivalent) | 24 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.87% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Security First Bank (Nebraska) on October 22, 2026.
About Security First Bank (Nebraska)
- Legal name
- Security First Bank
- Regulator ID
- FDIC 5415
- Headquarters
- Lincoln, NE
- Available in
- NE, SD
- Total assets
- $2.3 billion
- Also known as
- Security First Bank
- Website
- www.security1stbank.com
Source: rates read from https://security1stbank.com/personal-banking/time-deposits/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Security First Bank (Nebraska)?
Among the rates we track, 4.16% APY on a 24-month CD, as of October 22, 2026.
What is the minimum deposit for a Security First Bank (Nebraska) CD?
The lowest minimum we found is $1,000.
How does Security First Bank (Nebraska)'s best CD rate compare with Treasury yields?
4.16% APY is −0.71% versus the 24-month Treasury yield of 4.87% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.16% a good CD rate?
It is 2.7 times the FDIC national average for a similar term (1.55% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Security First Bank (Nebraska) CDs insured?
Security First Bank (Nebraska) is an FDIC-insured bank (FDIC 5415). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Security First Bank (Nebraska)'s rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Security First Bank (Nebraska)'s website and may change at any time. Confirm terms, minimums and eligibility with Security First Bank (Nebraska) before opening an account. This page is not financial advice.