First American Bank and Trust (Louisiana) CD Rates — October 2026
As of October 22, 2026, First American Bank and Trust (Louisiana)'s highest tracked CD rate is 4.20% APY on a 5-month promotional CD ($10,000 minimum). That is 3.0 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.10% to 4.02% APY.
Tracking began .
First American Bank and Trust (Louisiana) CD rates
CD specials (5 and 12 months) and CDs from 3 to 18 months; minimums are $1,000 or $10,000 depending on the CD. Early withdrawal penalties may apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 1 month | Regular Certificate of Deposit | $1,000 | 0.10% | −4.03% | Verified October 22, 2026 |
| 2 months | Regular Certificate of Deposit | $1,000 | 0.10% | −4.10% | Verified October 22, 2026 |
| 3 months | CD | $1,000 | 3.44% | −0.85% | Top 27% of tracked 3-month CDs · Verified October 22, 2026 |
| 3 months | Regular Certificate of Deposit | $1,000 | 0.10% | −4.20% | Top 94% of tracked 3-month CDs · Verified October 22, 2026 |
| 5 months | CD Special Promotional | $10,000 | 4.20% | −0.19% | Verified October 22, 2026 |
| 6 months | CD | $1,000 | 3.43% | −0.97% | Top 49% of tracked 6-month CDs · Verified October 22, 2026 |
| 6 months | Regular Certificate of Deposit | $1,000 | 0.20% | −4.20% | Top 96% of tracked 6-month CDs · Verified October 22, 2026 |
| 9 months | CD | $1,000 | 3.53% | −0.95% | Top 53% of tracked 9-month CDs · Verified October 22, 2026 |
| 9 months | Regular Certificate of Deposit | $1,000 | 0.65% | −3.83% | Top 93% of tracked 9-month CDs · Verified October 22, 2026 |
| 12 months | CD | $1,000 | 3.65% | −0.92% | Top 49% of tracked 12-month CDs · Verified October 22, 2026 |
| 12 months | CD Special Promotional | $1,000 | 3.25% | −1.32% | Top 64% of tracked 12-month CDs · Verified October 22, 2026 |
| 12 months | Regular Certificate of Deposit | $1,000 | 1.50% | −3.07% | Top 88% of tracked 12-month CDs · Verified October 22, 2026 |
| 15 months | Tiered Certificate of Deposit | $10,000 | 1.65% | −3.00% | Verified October 22, 2026 |
| 15 months | Tiered Certificate of Deposit | $1,000 | 0.35% | −4.30% | Verified October 22, 2026 |
| 18 months | CD | $1,000 | 4.02% | −0.70% | Top 22% of tracked 18-month CDs · Verified October 22, 2026 |
| 18 months | Regular Certificate of Deposit | $1,000 | 0.35% | −4.37% | Top 94% of tracked 18-month CDs · Verified October 22, 2026 |
| 24 months | Regular Certificate of Deposit | $1,000 | 0.50% | −4.37% | Top 93% of tracked 24-month CDs · Verified October 22, 2026 |
| 36 months | Regular Certificate of Deposit | $1,000 | 0.60% | −4.35% | Top 91% of tracked 36-month CDs · Verified October 22, 2026 |
| 48 months | Regular Certificate of Deposit | $1,000 | 0.70% | −4.28% | Top 91% of tracked 48-month CDs · Verified October 22, 2026 |
| 60 months | Regular Certificate of Deposit | $1,000 | 0.75% | −4.26% | Top 91% of tracked 60-month CDs · Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
Watch the renewal rate
The best promotional rate here is 4.20% APY (5 months). The standard rate for a similar term is 3.43% APY (6 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $77 less per year. Check the account terms and set a reminder before maturity.
Calculate the cost of auto-renewal · Set a maturity reminder
What are First American Bank and Trust (Louisiana)'s best CD rates by term?
First American Bank and Trust (Louisiana)'s best rate is 4.20% APY on 5 months, verified October 22, 2026.
- 1 mo0.10%
- 2 mo0.10%
- 3 mo3.44%
- 5 mo4.20%
- 6 mo3.43%
- 9 mo3.53%
- 12 mo3.65%
- 15 mo1.65%
- 18 mo4.02%
- 24 mo0.50%
- 36 mo0.60%
- 48 mo0.70%
- 60 mo0.75%
How much interest could a First American Bank and Trust (Louisiana) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$172.81 interest · $10,172.81 at maturity on $10,000.00.
4.20% APY · 5 months · CD Special · Promotional · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 1 month | $0.410.10% APY · Regular Certificate of Deposit · Standard | $0.820.10% APY · Regular Certificate of Deposit · Standard | $2.050.10% APY · Regular Certificate of Deposit · Standard | $4.110.10% APY · Regular Certificate of Deposit · Standard |
| 2 months | $0.840.10% APY · Regular Certificate of Deposit · Standard | $1.670.10% APY · Regular Certificate of Deposit · Standard | $4.180.10% APY · Regular Certificate of Deposit · Standard | $8.350.10% APY · Regular Certificate of Deposit · Standard |
| 3 months | $42.343.44% APY · CD · Standard | $84.683.44% APY · CD · Standard | $211.703.44% APY · CD · Standard | $423.393.44% APY · CD · Standard |
| 5 months | Not estimated | $172.814.20% APY · CD Special · Promotional | $432.024.20% APY · CD Special · Promotional | $864.034.20% APY · CD Special · Promotional |
| 6 months | $85.263.43% APY · CD · Standard | $170.523.43% APY · CD · Standard | $426.313.43% APY · CD · Standard | $852.623.43% APY · CD · Standard |
| 9 months | $131.923.53% APY · CD · Standard | $263.843.53% APY · CD · Standard | $659.613.53% APY · CD · Standard | $1,319.213.53% APY · CD · Standard |
| 12 months | $182.503.65% APY · CD · Standard | $365.003.65% APY · CD · Standard | $912.503.65% APY · CD · Standard | $1,825.003.65% APY · CD · Standard |
| 15 months | $21.870.35% APY · Tiered Certificate of Deposit · Standard | $206.561.65% APY · Tiered Certificate of Deposit · Standard | $516.401.65% APY · Tiered Certificate of Deposit · Standard | $1,032.801.65% APY · Tiered Certificate of Deposit · Standard |
| 18 months | $304.804.02% APY · CD · Standard | $609.594.02% APY · CD · Standard | $1,523.984.02% APY · CD · Standard | $3,047.964.02% APY · CD · Standard |
| 24 months | $50.120.50% APY · Regular Certificate of Deposit · Standard | $100.250.50% APY · Regular Certificate of Deposit · Standard | $250.620.50% APY · Regular Certificate of Deposit · Standard | $501.250.50% APY · Regular Certificate of Deposit · Standard |
| 36 months | $90.540.60% APY · Regular Certificate of Deposit · Standard | $181.080.60% APY · Regular Certificate of Deposit · Standard | $452.710.60% APY · Regular Certificate of Deposit · Standard | $905.410.60% APY · Regular Certificate of Deposit · Standard |
| 48 months | $141.480.70% APY · Regular Certificate of Deposit · Standard | $282.950.70% APY · Regular Certificate of Deposit · Standard | $707.380.70% APY · Regular Certificate of Deposit · Standard | $1,414.770.70% APY · Regular Certificate of Deposit · Standard |
| 60 months | $190.330.75% APY · Regular Certificate of Deposit · Standard | $380.670.75% APY · Regular Certificate of Deposit · Standard | $951.670.75% APY · Regular Certificate of Deposit · Standard | $1,903.340.75% APY · Regular Certificate of Deposit · Standard |
How First American Bank and Trust (Louisiana) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 152-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 4 of 48 tracked institutions with fresh 152-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| First American Bank and Trust (Louisiana) (this institution)CD Special · Promotional | 5 months | $10,000 | Branches in LA | 4.20% | October 22, 2026 |
| Huntington BankFixed Rate CD · Promotional | 5 months | $1,000 | Shreveport, LA · ZIP 71106 | 4.00% | October 22, 2026 |
| Community First Credit Union (highest tracked APY for this term)CD Special: Pick Your Term · Promotional | 5 months | $5,000 | Membership required · branches in WI | 5.05% | October 22, 2026 |
| Treasury (APY-equivalent) | 5 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.39% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking First American Bank and Trust (Louisiana) on October 22, 2026.
About First American Bank and Trust (Louisiana)
- Legal name
- First American Bank and Trust
- Regulator ID
- FDIC 8149
- Headquarters
- Vacherie, LA
- Available in
- LA
- Total assets
- $1.4 billion
- Also known as
- First American Bank and Trust
- Website
- www.fabt.com
Source: rates read from https://www.fabt.com/cd-rates.php. See the page text we read.
Frequently asked questions
What is the highest CD rate at First American Bank and Trust (Louisiana)?
Among the rates we track, 4.20% APY on a 5-month promotional CD, as of October 22, 2026.
What is the minimum deposit for a First American Bank and Trust (Louisiana) CD?
The lowest minimum we found is $1,000; jumbo and higher balance tiers start at up to $10,000.
How does First American Bank and Trust (Louisiana)'s best CD rate compare with Treasury yields?
4.20% APY is −0.19% versus the 5-month Treasury yield of 4.39% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.20% a good CD rate?
It is 3.0 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are First American Bank and Trust (Louisiana) CDs insured?
First American Bank and Trust (Louisiana) is an FDIC-insured bank (FDIC 8149). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check First American Bank and Trust (Louisiana)'s rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from First American Bank and Trust (Louisiana)'s website and may change at any time. Confirm terms, minimums and eligibility with First American Bank and Trust (Louisiana) before opening an account. This page is not financial advice.