American Bank (Pennsylvania) CD Rates — October 2026
As of October 23, 2026, American Bank (Pennsylvania)'s highest tracked CD rate is 4.10% APY on a 90-day CD ($500 minimum). That is 3.6 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 3.50% to 4.10% APY.
Tracking began .
American Bank (Pennsylvania) CD rates
Personal CDs from 90 days to 60 months, plus a 120-day Instant Access CD, with a $500 minimum deposit. Instant Access CDs are not available for IRAs. Rates are subject to change at any time without notice. Penalties may apply for early withdrawal.
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-22 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are American Bank (Pennsylvania)'s best CD rates by term?
American Bank (Pennsylvania)'s best rate is 4.10% APY on 90 days, verified October 23, 2026.
- 90 days4.10%
- 120 days3.80%
- 182 days4.10%
- 9 mo4.10%
- 12 mo4.10%
- 18 mo4.10%
- 24 mo4.10%
- 30 mo3.50%
- 36 mo3.80%
- 48 mo3.80%
- 60 mo3.80%
How much interest could a American Bank (Pennsylvania) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$99.57 interest · $10,099.57 at maturity on $10,000.00.
4.10% APY · 90 days · Personal CD · Standard · verified October 23, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 90 days | $49.794.10% APY · Personal CD · Standard | $99.574.10% APY · Personal CD · Standard | $248.934.10% APY · Personal CD · Standard | $497.854.10% APY · Personal CD · Standard |
| 120 days | $61.693.80% APY · Personal CD · Standard | $123.373.80% APY · Personal CD · Standard | $308.433.80% APY · Personal CD · Standard | $616.863.80% APY · Personal CD · Standard |
| 182 days | $101.194.10% APY · Personal CD · Standard | $202.384.10% APY · Personal CD · Standard | $505.954.10% APY · Personal CD · Standard | $1,011.904.10% APY · Personal CD · Standard |
| 9 months | $153.124.10% APY · Personal CD · Standard | $306.234.10% APY · Personal CD · Standard | $765.594.10% APY · Personal CD · Standard | $1,531.174.10% APY · Personal CD · Standard |
| 12 months | $205.004.10% APY · Personal CD · Standard | $410.004.10% APY · Personal CD · Standard | $1,025.004.10% APY · Personal CD · Standard | $2,050.004.10% APY · Personal CD · Standard |
| 18 months | $310.924.10% APY · Personal CD · Standard | $621.854.10% APY · Personal CD · Standard | $1,554.614.10% APY · Personal CD · Standard | $3,109.234.10% APY · Personal CD · Standard |
| 24 months | $418.404.10% APY · Personal CD · Standard | $836.814.10% APY · Personal CD · Standard | $2,092.024.10% APY · Personal CD · Standard | $4,184.054.10% APY · Personal CD · Standard |
| 30 months | $449.313.50% APY · Personal CD · Standard | $898.623.50% APY · Personal CD · Standard | $2,246.543.50% APY · Personal CD · Standard | $4,493.083.50% APY · Personal CD · Standard |
| 36 months | $591.933.80% APY · Personal CD · Standard | $1,183.873.80% APY · Personal CD · Standard | $2,959.673.80% APY · Personal CD · Standard | $5,919.343.80% APY · Personal CD · Standard |
| 48 months | $804.433.80% APY · Personal CD · Standard | $1,608.863.80% APY · Personal CD · Standard | $4,022.143.80% APY · Personal CD · Standard | $8,044.283.80% APY · Personal CD · Standard |
| 60 months | $1,025.003.80% APY · Personal CD · Standard | $2,049.993.80% APY · Personal CD · Standard | $5,124.983.80% APY · Personal CD · Standard | $10,249.963.80% APY · Personal CD · Standard |
How American Bank (Pennsylvania) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 90-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 1 of 32 tracked institutions with fresh 90-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| American Bank (Pennsylvania) (this institution) (highest tracked APY for this term)Personal CD · Standard | 90 days | $500 | Branches in PA | 4.10% | October 23, 2026 |
| Diamond Credit UnionJumbo Share Certificate · Standard | 90 days | $75,000 | Membership required · branches in PA | 3.31% | October 23, 2026 |
| Huntington BankJumbo Fixed Rate CD · Standard | 90 days | $100,000 | Pittsburgh, PA · ZIP 15222 | 0.25% | October 22, 2026 |
| Treasury (APY-equivalent) | 90 days (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.26% | 2026-10-22 |
CD rate history
Tracking since October 2026. Each product, term, minimum deposit and location is tracked separately. Charts appear after 30 observed days per quote; missing days are not filled. Showing up to the latest year of observations.
Not enough daily observations yet. A chart will appear automatically once a quote has 30 observed days.
Rate changes
See changes across all tracked institutions
No changes since we started tracking American Bank (Pennsylvania) on October 23, 2026.
About American Bank (Pennsylvania)
- Legal name
- American Bank
- Regulator ID
- FDIC 34422
- Headquarters
- Allentown, PA
- Available in
- PA
- Total assets
- $1.1 billion
- Also known as
- Website
- www.ambk.com
Source: rates read from https://ambk.com/rates/personal-deposits/cds/. See the page text we read.
Frequently asked questions
What is the highest CD rate at American Bank (Pennsylvania)?
Among the rates we track, 4.10% APY on a 90-day CD, as of October 23, 2026.
What is the minimum deposit for a American Bank (Pennsylvania) CD?
The lowest minimum we found is $500.
How does American Bank (Pennsylvania)'s best CD rate compare with Treasury yields?
4.10% APY is −0.16% versus the 90-day Treasury yield of 4.26% (APY-equivalent) on 2026-10-22. Treasury interest is also exempt from state income tax.
Is 4.10% a good CD rate?
It is 3.6 times the FDIC national average for a similar term (1.14% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are American Bank (Pennsylvania) CDs insured?
American Bank (Pennsylvania) is an FDIC-insured bank (FDIC 34422). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check American Bank (Pennsylvania)'s rate page every day. The rates above were last verified on October 23, 2026.
More bank CD rates
Rates are copied from American Bank (Pennsylvania)'s website and may change at any time. Confirm terms, minimums and eligibility with American Bank (Pennsylvania) before opening an account. This page is not financial advice.