APY Ledger

Forbright Bank CD Rates — October 2026

As of October 22, 2026, Forbright Bank's highest tracked CD rate is 3.75% APY on a 9-month CD ($1,000 minimum). That is 2.7 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 3.25% to 3.75% APY.

Last verified from www.forbrightbank.com · FDIC-insured bank · Potomac, MD

Tracking began .

Best APY3.75%9 months, $1,000 min
vs. Treasury−0.73%same-term Treasury 4.48%
vs. national average2.7×FDIC national average 1.39%
After inflation0.01%CPI 3.7% year over year
$10,000 earns$280over 9 months, before tax

Forbright Bank CD rates

Online Growth CD rates only. Deposit at least $1,000 within the first 10 calendar days to keep the account open. Early withdrawals are not allowed during the first 25 calendar days; later early withdrawals incur a penalty. Branch CD offers are not included.

Forbright Bank CD rates
TermProductMinimumAPYvs. Treasury
9 months Growth CD $1,000 3.75%Verified October 22, 2026 −0.73%
12 months Growth CD $1,000 3.65%Verified October 22, 2026 −0.92%
24 months Growth CD $1,000 3.50%Verified October 22, 2026 −1.37%
36 months Growth CD $1,000 3.25%Verified October 22, 2026 −1.70%
60 months Growth CD $1,000 3.25%Verified October 22, 2026 −1.76%

APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.

What are Forbright Bank's best CD rates by term?

Forbright Bank's best rate is 3.75% APY on 9 months, verified October 22, 2026.

  1. 9 mo3.75%
  2. 12 mo3.65%
  3. 24 mo3.50%
  4. 36 mo3.25%
  5. 60 mo3.25%

Calculate earnings at 3.75% for 9 months

How much interest could a Forbright Bank CD earn?

Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.

Estimated CD interest at maturity — conditional on quoted APY eligibility
Term$5,000$10,000$25,000$50,000
9 months$140.113.75% APY · Growth CD · Standard$280.213.75% APY · Growth CD · Standard$700.533.75% APY · Growth CD · Standard$1,401.063.75% APY · Growth CD · Standard
12 months$182.503.65% APY · Growth CD · Standard$365.003.65% APY · Growth CD · Standard$912.503.65% APY · Growth CD · Standard$1,825.003.65% APY · Growth CD · Standard
24 months$356.123.50% APY · Growth CD · Standard$712.253.50% APY · Growth CD · Standard$1,780.623.50% APY · Growth CD · Standard$3,561.253.50% APY · Growth CD · Standard
60 months$867.063.25% APY · Growth CD · Standard$1,734.113.25% APY · Growth CD · Standard$4,335.283.25% APY · Growth CD · Standard$8,670.573.25% APY · Growth CD · Standard

How Forbright Bank compares

Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 274-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.

This quote ranks 22 of 46 tracked institutions with fresh 274-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.

Forbright Bank CD rate comparison
Institution / benchmarkTermMinimumQuote coverageAPYVerified / source date
Forbright Bank (this institution)Growth CD · Standard9 months$1,000 Coverage: MD3.75%October 22, 2026
NASA Federal Credit Union (highest tracked APY for this term)Share Certificate - 9 Month Special · Promotional9 months$10,000 Coverage: DC, MD, VA4.45%October 22, 2026
E*TRADE (Morgan Stanley Private Bank)Bank CD · Promotional9 monthsNot stated Nationwide; check eligibility4.40%October 22, 2026
CIBC Bank USA (CIBC Agility)CIBC Agility™ Certificate of Deposit (CD) · Standard9 months$1,000 Nationwide; check eligibility4.35%October 22, 2026
Treasury (APY-equivalent)9 months (term-matched estimate)Depends on purchase methodFederal; interest exempt from state income tax4.48%2026-10-21

Rate changes

See changes across all tracked institutions

No changes since we started tracking Forbright Bank on October 22, 2026.

About Forbright Bank

Legal name
Forbright Bank
Regulator ID
FDIC 57614
Headquarters
Potomac, MD
Available in
MD
Total assets
$8.5 billion
Also known as
Website
www.forbrightbank.com

Source: rates read from https://www.forbrightbank.com/personal-banking/growth-cd/. See the page text we read.

Frequently asked questions

What is the highest CD rate at Forbright Bank?

Among the rates we track, 3.75% APY on a 9-month CD, as of October 22, 2026.

What is the minimum deposit for a Forbright Bank CD?

The lowest minimum we found is $1,000.

How does Forbright Bank's best CD rate compare with Treasury yields?

3.75% APY is −0.73% versus the 9-month Treasury yield of 4.48% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.

Is 3.75% a good CD rate?

It is 2.7 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.

Are Forbright Bank CDs insured?

Forbright Bank is an FDIC-insured bank (FDIC 57614). Deposits are insured up to $250,000 per depositor, per ownership category.

How often is this page updated?

We check Forbright Bank's rate page every day. The rates above were last verified on October 22, 2026.

More bank CD rates

Rates are copied from Forbright Bank's website and may change at any time. Confirm terms, minimums and eligibility with Forbright Bank before opening an account. This page is not financial advice.