APY Ledger

WEOKIE Federal Credit Union CD & Share Certificate Rates — October 2026

As of October 22, 2026, WEOKIE Federal Credit Union's highest tracked CD (share certificate) rate is 4.40% APY on a 28-month CD ($1,000 minimum). That is 2.8 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 3.25% to 4.40% APY.

Last verified from www.weokie.org · NCUA-insured credit union · Oklahoma City, OK · Membership required · branches in OK

Tracking began .

Best APY4.40%28 months, $1,000 min
vs. Treasury−0.50%same-term Treasury 4.90%
vs. national average2.8×FDIC national average 1.55%
After inflation0.66%CPI 3.7% year over year
$10,000 earns$1,057over 28 months, before tax

WEOKIE Federal Credit Union CD & share certificate rates

Membership required. Share certificates from 3 to 60 months, including a 28-month offer. Early withdrawal penalties may apply.

WEOKIE Federal Credit Union CD rates
TermProductMinimumAPYvs. TreasurySource
3 months Certificate Account $1,000 3.25% −1.04% Top 37% of tracked 3-month CDs · Verified October 22, 2026
6 months Certificate Account $1,000 3.50% −0.90% Top 48% of tracked 6-month CDs · Verified October 22, 2026
12 months Certificate Account $1,000 3.95% −0.62% Top 30% of tracked 12-month CDs · Verified October 22, 2026
24 months Certificate Account $1,000 3.50% −1.37% Top 52% of tracked 24-month CDs · Verified October 22, 2026
28 months Certificate Account $1,000 4.40% −0.50% Verified October 22, 2026
30 months Certificate Account $1,000 3.80% −1.11% Verified October 22, 2026
36 months Certificate Account $1,000 3.85% −1.10% Top 25% of tracked 36-month CDs · Verified October 22, 2026
48 months Certificate Account $1,000 3.90% −1.08% Top 20% of tracked 48-month CDs · Verified October 22, 2026
60 months Certificate Account $1,000 4.00% −1.01% Top 21% of tracked 60-month CDs · Verified October 22, 2026

APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.

What are WEOKIE Federal Credit Union's best CD rates by term?

WEOKIE Federal Credit Union's best rate is 4.40% APY on 28 months, verified October 22, 2026.

  1. 3 mo3.25%
  2. 6 mo3.50%
  3. 12 mo3.95%
  4. 24 mo3.50%
  5. 28 mo4.40%
  6. 30 mo3.80%
  7. 36 mo3.85%
  8. 48 mo3.90%
  9. 60 mo4.00%

Calculate earnings at 4.40% for 28 months

How much interest could a WEOKIE Federal Credit Union CD earn?

Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.

$1,057.36 interest · $11,057.36 at maturity on $10,000.00.

4.40% APY · 28 months · Certificate Account · Standard · verified October 22, 2026.

Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.

Add a CD maturity reminder

Estimated CD interest at maturity — conditional on quoted APY eligibility
Term$5,000$10,000$25,000$50,000
3 months$40.033.25% APY · Certificate Account · Standard$80.063.25% APY · Certificate Account · Standard$200.143.25% APY · Certificate Account · Standard$400.293.25% APY · Certificate Account · Standard
6 months$86.993.50% APY · Certificate Account · Standard$173.973.50% APY · Certificate Account · Standard$434.943.50% APY · Certificate Account · Standard$869.873.50% APY · Certificate Account · Standard
12 months$197.503.95% APY · Certificate Account · Standard$395.003.95% APY · Certificate Account · Standard$987.503.95% APY · Certificate Account · Standard$1,975.003.95% APY · Certificate Account · Standard
24 months$356.123.50% APY · Certificate Account · Standard$712.253.50% APY · Certificate Account · Standard$1,780.623.50% APY · Certificate Account · Standard$3,561.253.50% APY · Certificate Account · Standard
28 months$528.684.40% APY · Certificate Account · Standard$1,057.364.40% APY · Certificate Account · Standard$2,643.414.40% APY · Certificate Account · Standard$5,286.824.40% APY · Certificate Account · Standard
30 months$488.903.80% APY · Certificate Account · Standard$977.813.80% APY · Certificate Account · Standard$2,444.523.80% APY · Certificate Account · Standard$4,889.033.80% APY · Certificate Account · Standard
36 months$600.023.85% APY · Certificate Account · Standard$1,200.043.85% APY · Certificate Account · Standard$3,000.103.85% APY · Certificate Account · Standard$6,000.193.85% APY · Certificate Account · Standard
48 months$826.833.90% APY · Certificate Account · Standard$1,653.663.90% APY · Certificate Account · Standard$4,134.143.90% APY · Certificate Account · Standard$8,268.283.90% APY · Certificate Account · Standard
60 months$1,083.264.00% APY · Certificate Account · Standard$2,166.534.00% APY · Certificate Account · Standard$5,416.324.00% APY · Certificate Account · Standard$10,832.654.00% APY · Certificate Account · Standard

How WEOKIE Federal Credit Union compares

Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 852-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.

WEOKIE Federal Credit Union CD rate comparison
Institution / benchmarkTermMinimumWho can openAPYVerified / source date
WEOKIE Federal Credit Union (this institution) (highest tracked APY for this term)Certificate Account · Standard28 months$1,000 Membership required · branches in OK4.40%October 22, 2026
Treasury (APY-equivalent)28 months (term-matched estimate)Depends on purchase methodFederal; interest exempt from state income tax4.90%2026-10-21

Rate changes

See changes across all tracked institutions

No changes since we started tracking WEOKIE Federal Credit Union on October 22, 2026.

About WEOKIE Federal Credit Union

Legal name
Weokie Federal Credit Union
Regulator ID
NCUA 24899
Headquarters
Oklahoma City, OK
Available in
OK
Total assets
$1.5 billion
Also known as
Website
www.weokie.org

Source: rates read from https://www.weokie.org/accounts/savings-rates. See the page text we read.

Frequently asked questions

What is the highest CD rate at WEOKIE Federal Credit Union?

Among the rates we track, 4.40% APY on a 28-month CD, as of October 22, 2026.

What is the minimum deposit for a WEOKIE Federal Credit Union CD?

The lowest minimum we found is $1,000.

How does WEOKIE Federal Credit Union's best CD rate compare with Treasury yields?

4.40% APY is −0.50% versus the 28-month Treasury yield of 4.90% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.

Is 4.40% a good CD rate?

It is 2.8 times the FDIC national average for a similar term (1.55% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.

Are WEOKIE Federal Credit Union CDs insured?

WEOKIE Federal Credit Union is a federally insured credit union (NCUA 24899). Share certificates are insured by the NCUA up to $250,000 per member, per ownership category.

What is a share certificate at WEOKIE Federal Credit Union?

A share certificate is the credit union equivalent of a bank CD: a term deposit that pays a stated yield when its conditions are met. Membership requirements, minimum deposits and early withdrawal terms depend on the credit union and product.

How often is this page updated?

We check WEOKIE Federal Credit Union's rate page every day. The rates above were last verified on October 22, 2026.

More credit union certificate rates

Rates are copied from WEOKIE Federal Credit Union's website and may change at any time. Confirm terms, minimums and eligibility with WEOKIE Federal Credit Union before opening an account. This page is not financial advice.