First National Bank Alaska CD Rates — October 2026
As of October 22, 2026, First National Bank Alaska's highest tracked CD rate is 3.53% APY on a 90-day CD ($750 minimum). That is 3.1 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 0.50% to 3.53% APY.
Tracking began .
First National Bank Alaska CD rates
CDs from 30 days to 59 months with a $750 minimum to open; rates are listed by balance tier. Early withdrawal penalties may apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 30 days | Certificate of Deposit | $750same APY in 4 balance tiers | 0.50% | −3.63% | Verified October 22, 2026 |
| 60 days | Certificate of Deposit | $750same APY in 4 balance tiers | 0.50% | −3.70% | Verified October 22, 2026 |
| 90 days | Certificate of Deposit | $750same APY in 4 balance tiers | 3.53% | −0.76% | Verified October 22, 2026 |
| 180 days | Certificate of Deposit | $750same APY in 4 balance tiers | 2.75% | −1.65% | Verified October 22, 2026 |
| 12 months | Certificate of Deposit | $750same APY in 4 balance tiers | 2.00% | −2.57% | Top 82% of tracked 12-month CDs · Verified October 22, 2026 |
| 18 months | Certificate of Deposit | $750same APY in 4 balance tiers | 2.00% | −2.72% | Top 83% of tracked 18-month CDs · Verified October 22, 2026 |
| 24 months | Certificate of Deposit | $750same APY in 4 balance tiers | 2.00% | −2.87% | Top 81% of tracked 24-month CDs · Verified October 22, 2026 |
| 36 months | Certificate of Deposit | $750same APY in 4 balance tiers | 2.00% | −2.95% | Top 79% of tracked 36-month CDs · Verified October 22, 2026 |
| 60 months | Certificate of Deposit | $750same APY in 4 balance tiers | 2.00% | −3.01% | Top 81% of tracked 60-month CDs · Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are First National Bank Alaska's best CD rates by term?
First National Bank Alaska's best rate is 3.53% APY on 90 days, verified October 22, 2026.
- 30 days0.50%
- 60 days0.50%
- 90 days3.53%
- 180 days2.75%
- 12 mo2.00%
- 18 mo2.00%
- 24 mo2.00%
- 36 mo2.00%
- 60 mo2.00%
How much interest could a First National Bank Alaska CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$85.91 interest · $10,085.91 at maturity on $10,000.00.
3.53% APY · 90 days · Certificate of Deposit · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 30 days | $2.050.50% APY · Certificate of Deposit · Standard | $4.100.50% APY · Certificate of Deposit · Standard | $10.250.50% APY · Certificate of Deposit · Standard | $20.500.50% APY · Certificate of Deposit · Standard |
| 60 days | $4.100.50% APY · Certificate of Deposit · Standard | $8.200.50% APY · Certificate of Deposit · Standard | $20.510.50% APY · Certificate of Deposit · Standard | $41.010.50% APY · Certificate of Deposit · Standard |
| 90 days | $42.953.53% APY · Certificate of Deposit · Standard | $85.913.53% APY · Certificate of Deposit · Standard | $214.773.53% APY · Certificate of Deposit · Standard | $429.533.53% APY · Certificate of Deposit · Standard |
| 180 days | $67.342.75% APY · Certificate of Deposit · Standard | $134.682.75% APY · Certificate of Deposit · Standard | $336.712.75% APY · Certificate of Deposit · Standard | $673.422.75% APY · Certificate of Deposit · Standard |
| 12 months | $100.002.00% APY · Certificate of Deposit · Standard | $200.002.00% APY · Certificate of Deposit · Standard | $500.002.00% APY · Certificate of Deposit · Standard | $1,000.002.00% APY · Certificate of Deposit · Standard |
| 18 months | $150.892.00% APY · Certificate of Deposit · Standard | $301.772.00% APY · Certificate of Deposit · Standard | $754.442.00% APY · Certificate of Deposit · Standard | $1,508.872.00% APY · Certificate of Deposit · Standard |
| 24 months | $202.002.00% APY · Certificate of Deposit · Standard | $404.002.00% APY · Certificate of Deposit · Standard | $1,010.002.00% APY · Certificate of Deposit · Standard | $2,020.002.00% APY · Certificate of Deposit · Standard |
| 36 months | $306.042.00% APY · Certificate of Deposit · Standard | $612.082.00% APY · Certificate of Deposit · Standard | $1,530.202.00% APY · Certificate of Deposit · Standard | $3,060.402.00% APY · Certificate of Deposit · Standard |
| 60 months | $520.402.00% APY · Certificate of Deposit · Standard | $1,040.812.00% APY · Certificate of Deposit · Standard | $2,602.022.00% APY · Certificate of Deposit · Standard | $5,204.042.00% APY · Certificate of Deposit · Standard |
How First National Bank Alaska compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 90-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 2 of 29 tracked institutions with fresh 90-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| First National Bank Alaska (this institution)Certificate of Deposit · Standard | 90 days | $750 | Branches in AK | 3.53% | October 22, 2026 |
| Eastman Credit Union (highest tracked APY for this term)Investment Certificate (Jumbo) · Standard | 90 days | $100,000 | Membership required · branches in TN, TX, VA | 3.80% | October 22, 2026 |
| Treasury (APY-equivalent) | 90 days (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.29% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking First National Bank Alaska on October 22, 2026.
About First National Bank Alaska
- Legal name
- First National Bank Alaska
- Regulator ID
- FDIC 16130
- Headquarters
- Anchorage, AK
- Available in
- AK
- Total assets
- $5.1 billion
- Also known as
- Website
- www.fnbalaska.com
Source: rates read from https://www.fnbalaska.com/rates/cd-ira/. See the page text we read.
Frequently asked questions
What is the highest CD rate at First National Bank Alaska?
Among the rates we track, 3.53% APY on a 90-day CD, as of October 22, 2026.
What is the minimum deposit for a First National Bank Alaska CD?
The lowest minimum we found is $750; jumbo and higher balance tiers start at up to $100,000.
How does First National Bank Alaska's best CD rate compare with Treasury yields?
3.53% APY is −0.76% versus the 90-day Treasury yield of 4.29% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 3.53% a good CD rate?
It is 3.1 times the FDIC national average for a similar term (1.14% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are First National Bank Alaska CDs insured?
First National Bank Alaska is an FDIC-insured bank (FDIC 16130). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check First National Bank Alaska's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from First National Bank Alaska's website and may change at any time. Confirm terms, minimums and eligibility with First National Bank Alaska before opening an account. This page is not financial advice.