Kennebunk Savings Bank CD Rates — October 2026
As of October 22, 2026, Kennebunk Savings Bank's highest tracked CD rate is 4.33% APY on a 7-month promotional CD ($2,500 minimum). That is 3.1 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 1.00% to 3.56% APY.
Tracking began .
Kennebunk Savings Bank CD rates
CDs from 3 to 60 months with a $500 minimum, including a 7-month special with a $2,500 minimum. Early withdrawal penalties may apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 3 months | Personal CD | $500 | 3.56% | −0.73% | Top 21% of tracked 3-month CDs · Verified October 22, 2026 |
| 6 months | Personal CD | $500 | 3.30% | −1.10% | Top 54% of tracked 6-month CDs · Verified October 22, 2026 |
| 7 months | Personal CD - 7 Month Special Promotional | $2,500 | 4.33% | −0.10% | Verified October 22, 2026 |
| 9 months | Personal CD | $500 | 3.20% | −1.28% | Top 73% of tracked 9-month CDs · Verified October 22, 2026 |
| 12 months | Personal CD | $500 | 3.04% | −1.53% | Top 67% of tracked 12-month CDs · Verified October 22, 2026 |
| 18 months | Personal CD | $500 | 1.00% | −3.72% | Top 92% of tracked 18-month CDs · Verified October 22, 2026 |
| 24 months | Personal CD | $500 | 1.26% | −3.61% | Top 88% of tracked 24-month CDs · Verified October 22, 2026 |
| 36 months | Personal CD | $500 | 1.51% | −3.44% | Top 84% of tracked 36-month CDs · Verified October 22, 2026 |
| 60 months | Personal CD | $500 | 2.02% | −2.99% | Top 77% of tracked 60-month CDs · Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
Watch the renewal rate
The best promotional rate here is 4.33% APY (7 months). The standard rate for a similar term is 3.30% APY (6 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $103 less per year. Check the account terms and set a reminder before maturity.
Calculate the cost of auto-renewal · Set a maturity reminder
What are Kennebunk Savings Bank's best CD rates by term?
Kennebunk Savings Bank's best rate is 4.33% APY on 7 months, verified October 22, 2026.
- 3 mo3.56%
- 6 mo3.30%
- 7 mo4.33%
- 9 mo3.20%
- 12 mo3.04%
- 18 mo1.00%
- 24 mo1.26%
- 36 mo1.51%
- 60 mo2.02%
How much interest could a Kennebunk Savings Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$250.45 interest · $10,250.45 at maturity on $10,000.00.
4.33% APY · 7 months · Personal CD - 7 Month Special · Promotional · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $43.803.56% APY · Personal CD · Standard | $87.593.56% APY · Personal CD · Standard | $218.993.56% APY · Personal CD · Standard | $437.973.56% APY · Personal CD · Standard |
| 6 months | $82.063.30% APY · Personal CD · Standard | $164.113.30% APY · Personal CD · Standard | $410.283.30% APY · Personal CD · Standard | $820.563.30% APY · Personal CD · Standard |
| 7 months | $125.224.33% APY · Personal CD - 7 Month Special · Promotional | $250.454.33% APY · Personal CD - 7 Month Special · Promotional | $626.124.33% APY · Personal CD - 7 Month Special · Promotional | $1,252.254.33% APY · Personal CD - 7 Month Special · Promotional |
| 9 months | $119.643.20% APY · Personal CD · Standard | $239.273.20% APY · Personal CD · Standard | $598.183.20% APY · Personal CD · Standard | $1,196.373.20% APY · Personal CD · Standard |
| 12 months | $152.003.04% APY · Personal CD · Standard | $304.003.04% APY · Personal CD · Standard | $760.003.04% APY · Personal CD · Standard | $1,520.003.04% APY · Personal CD · Standard |
| 18 months | $75.261.00% APY · Personal CD · Standard | $150.511.00% APY · Personal CD · Standard | $376.281.00% APY · Personal CD · Standard | $752.561.00% APY · Personal CD · Standard |
| 24 months | $126.791.26% APY · Personal CD · Standard | $253.591.26% APY · Personal CD · Standard | $633.971.26% APY · Personal CD · Standard | $1,267.941.26% APY · Personal CD · Standard |
| 36 months | $229.941.51% APY · Personal CD · Standard | $459.871.51% APY · Personal CD · Standard | $1,149.691.51% APY · Personal CD · Standard | $2,299.371.51% APY · Personal CD · Standard |
| 60 months | $525.822.02% APY · Personal CD · Standard | $1,051.642.02% APY · Personal CD · Standard | $2,629.092.02% APY · Personal CD · Standard | $5,258.182.02% APY · Personal CD · Standard |
How Kennebunk Savings Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 213-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 7 of 88 tracked institutions with fresh 213-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| Kennebunk Savings Bank (this institution)Personal CD - 7 Month Special · Promotional | 7 months | $2,500 | Branches in ME, NH | 4.33% | October 22, 2026 |
| TruNorth BankCertificate of Deposit · Standard | 7 months | $1,000 | Branches in CT, MA, NH | 3.85% | October 22, 2026 |
| Rockland Trust7-Month CD · Standard | 7 months | $1,000 | Branches in MA, NH | 3.75% | October 22, 2026 |
| EverBankEverBank Performance® CDs · Standard | 7 months | Not stated | Available nationwide | 3.60% | October 22, 2026 |
| First Bank of the Lake (highest tracked APY for this term)CD · Standard | 7 months | $1,000 | Branches in MO | 4.55% | October 22, 2026 |
| Treasury (APY-equivalent) | 7 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.43% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Kennebunk Savings Bank on October 22, 2026.
About Kennebunk Savings Bank
- Legal name
- Kennebunk Savings Bank
- Regulator ID
- FDIC 13063
- Headquarters
- Kennebunk, ME
- Available in
- ME, NH
- Total assets
- $2.2 billion
- Also known as
- Website
- www.kennebunksavings.com
Source: rates read from https://www.kennebunksavings.com/personal-banking/personal-cd-accounts-in-maine-new-hampshire/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Kennebunk Savings Bank?
Among the rates we track, 4.33% APY on a 7-month promotional CD, as of October 22, 2026.
What is the minimum deposit for a Kennebunk Savings Bank CD?
The lowest minimum we found is $500; jumbo and higher balance tiers start at up to $2,500.
How does Kennebunk Savings Bank's best CD rate compare with Treasury yields?
4.33% APY is −0.10% versus the 7-month Treasury yield of 4.43% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.33% a good CD rate?
It is 3.1 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Kennebunk Savings Bank CDs insured?
Kennebunk Savings Bank is an FDIC-insured bank (FDIC 13063). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Kennebunk Savings Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Kennebunk Savings Bank's website and may change at any time. Confirm terms, minimums and eligibility with Kennebunk Savings Bank before opening an account. This page is not financial advice.