Regent Bank CD Rates — October 2026
As of October 22, 2026, Regent Bank's highest tracked CD rate is 4.05% APY on a 6-month promotional CD ($1,000 minimum). That is 2.9 times the FDIC national average for 6-month CDs (1.39%).
Tracking began .
Regent Bank CD rates
CDs from 3 to 120 months with a $1,000 minimum to open. Early withdrawal penalties apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 3 months | CD Promotional | $1,000 | 0.10% | −4.20% | Top 94% of tracked 3-month CDs · Verified October 22, 2026 |
| 6 months | CD Promotional | $1,000 | 4.05% | −0.35% | Top 11% of tracked 6-month CDs · Verified October 22, 2026 |
| 12 months | CD Promotional | $1,000 | 4.05% | −0.52% | Top 20% of tracked 12-month CDs · Verified October 22, 2026 |
| 18 months | CD Promotional | $1,000 | 2.98% | −1.74% | Top 67% of tracked 18-month CDs · Verified October 22, 2026 |
| 24 months | CD Promotional | $1,000 | 4.05% | −0.82% | Top 20% of tracked 24-month CDs · Verified October 22, 2026 |
| 36 months | CD Promotional | $1,000 | 3.25% | −1.70% | Top 48% of tracked 36-month CDs · Verified October 22, 2026 |
| 48 months | CD Promotional | $1,000 | 3.25% | −1.73% | Top 43% of tracked 48-month CDs · Verified October 22, 2026 |
| 60 months | CD Promotional | $1,000 | 3.25% | −1.76% | Top 49% of tracked 60-month CDs · Verified October 22, 2026 |
| 120 months | CD Promotional | $1,000 | 1.75% | −3.45% | Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Regent Bank's best CD rates by term?
Regent Bank's best rate is 4.05% APY on 6 months, verified October 22, 2026.
- 3 mo0.10%
- 6 mo4.05%
- 12 mo4.05%
- 18 mo2.98%
- 24 mo4.05%
- 36 mo3.25%
- 48 mo3.25%
- 60 mo3.25%
- 120 mo1.75%
How much interest could a Regent Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$201.04 interest · $10,201.04 at maturity on $10,000.00.
4.05% APY · 6 months · CD · Promotional · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $1.250.10% APY · CD · Promotional | $2.490.10% APY · CD · Promotional | $6.230.10% APY · CD · Promotional | $12.460.10% APY · CD · Promotional |
| 6 months | $100.524.05% APY · CD · Promotional | $201.044.05% APY · CD · Promotional | $502.614.05% APY · CD · Promotional | $1,005.224.05% APY · CD · Promotional |
| 12 months | $202.504.05% APY · CD · Promotional | $405.004.05% APY · CD · Promotional | $1,012.504.05% APY · CD · Promotional | $2,025.004.05% APY · CD · Promotional |
| 18 months | $225.372.98% APY · CD · Promotional | $450.732.98% APY · CD · Promotional | $1,126.842.98% APY · CD · Promotional | $2,253.672.98% APY · CD · Promotional |
| 24 months | $413.204.05% APY · CD · Promotional | $826.404.05% APY · CD · Promotional | $2,066.014.05% APY · CD · Promotional | $4,132.014.05% APY · CD · Promotional |
| 36 months | $503.523.25% APY · CD · Promotional | $1,007.033.25% APY · CD · Promotional | $2,517.583.25% APY · CD · Promotional | $5,035.153.25% APY · CD · Promotional |
| 48 months | $682.383.25% APY · CD · Promotional | $1,364.763.25% APY · CD · Promotional | $3,411.903.25% APY · CD · Promotional | $6,823.803.25% APY · CD · Promotional |
| 60 months | $867.063.25% APY · CD · Promotional | $1,734.113.25% APY · CD · Promotional | $4,335.283.25% APY · CD · Promotional | $8,670.573.25% APY · CD · Promotional |
| 120 months | $947.221.75% APY · CD · Promotional | $1,894.441.75% APY · CD · Promotional | $4,736.111.75% APY · CD · Promotional | $9,472.221.75% APY · CD · Promotional |
How Regent Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 183-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 38 of 377 tracked institutions with fresh 183-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| Regent Bank (this institution)CD · Promotional | 6 months | $1,000 | Branches in MO, OK | 4.05% | October 22, 2026 |
| Popular DirectCD · Standard | 6 months | $10,000 | Available nationwide | 4.35% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Standard | 6 months | Not stated | Available nationwide | 4.20% | October 22, 2026 |
| Synchrony BankCD · Standard | 6 months | Not stated | Available nationwide | 4.10% | October 22, 2026 |
| Justice Federal Credit Union (highest tracked APY for this term)6-Month Special Certificate · Relationship | 6 months | $100,000 | Membership required · branches in 9 states | 5.20% | October 22, 2026 |
| Treasury (APY-equivalent) | 6 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.40% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Regent Bank on October 22, 2026.
About Regent Bank
- Legal name
- Regent Bank
- Regulator ID
- FDIC 4160
- Headquarters
- Tulsa, OK
- Available in
- MO, OK
- Total assets
- $2.2 billion
- Also known as
- Website
- www.regent.bank
Source: rates read from https://www.regent.bank/personal/personal-cds-iras/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Regent Bank?
Among the rates we track, 4.05% APY on a 6-month promotional CD, as of October 22, 2026.
What is the minimum deposit for a Regent Bank CD?
The lowest minimum we found is $1,000.
How does Regent Bank's best CD rate compare with Treasury yields?
4.05% APY is −0.35% versus the 6-month Treasury yield of 4.40% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.05% a good CD rate?
It is 2.9 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Regent Bank CDs insured?
Regent Bank is an FDIC-insured bank (FDIC 4160). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Regent Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Regent Bank's website and may change at any time. Confirm terms, minimums and eligibility with Regent Bank before opening an account. This page is not financial advice.