Camden National Bank CD Rates — October 2026
As of October 22, 2026, Camden National Bank's highest tracked CD rate is 3.35% APY on a 6-month relationship CD ($1,000 minimum). That is 2.4 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.05% to 0.25% APY.
Tracking began .
Camden National Bank CD rates
Includes standard CDs and 6- and 12-month specials. Standard opening minimum is $500; specials require $1,000, a personal checking account and new money not transferred from an existing Camden National account. Specials are for individuals only. The applicable balance tier must be maintained daily; fees and early withdrawal penalties can reduce earnings.
| Term | Product | APY |
|---|---|---|
| 90 days | 90-Day CD | 0.05%Verified October 22, 2026 |
| 6 months | 6-Month CD Relationship | 3.35%Verified October 22, 2026 |
| 12 months | 12-Month CD Relationship | 3.00%Verified October 22, 2026 |
| 18 months | 18-Month CD/IRA | 0.20%Verified October 22, 2026 |
| 24 months | 2-Year CD/IRA | 0.25%Verified October 22, 2026 |
| 36 months | 3-Year CD/IRA | 0.25%Verified October 22, 2026 |
| 48 months | 4-Year CD/IRA | 0.25%Verified October 22, 2026 |
| 60 months | 5-Year CD/IRA | 0.25%Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Camden National Bank's best CD rates by term?
Camden National Bank's best rate is 3.35% APY on 6 months, verified October 22, 2026.
- 90 days0.05%
- 6 mo3.35%
- 12 mo3.00%
- 18 mo0.20%
- 24 mo0.25%
- 36 mo0.25%
- 48 mo0.25%
- 60 mo0.25%
How much interest could a Camden National Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 6 months | $83.293.35% APY · 6-Month CD · Relationship | $166.583.35% APY · 6-Month CD · Relationship | $416.453.35% APY · 6-Month CD · Relationship | $832.903.35% APY · 6-Month CD · Relationship |
| 12 months | $150.003.00% APY · 12-Month CD · Relationship | $300.003.00% APY · 12-Month CD · Relationship | $750.003.00% APY · 12-Month CD · Relationship | $1,500.003.00% APY · 12-Month CD · Relationship |
| 18 months | $15.020.20% APY · 18-Month CD/IRA · Standard | $30.040.20% APY · 18-Month CD/IRA · Standard | $75.110.20% APY · 18-Month CD/IRA · Standard | $150.210.20% APY · 18-Month CD/IRA · Standard |
| 24 months | $25.030.25% APY · 2-Year CD/IRA · Standard | $50.060.25% APY · 2-Year CD/IRA · Standard | $125.160.25% APY · 2-Year CD/IRA · Standard | $250.310.25% APY · 2-Year CD/IRA · Standard |
| 60 months | $62.810.25% APY · 5-Year CD/IRA · Standard | $125.630.25% APY · 5-Year CD/IRA · Standard | $314.070.25% APY · 5-Year CD/IRA · Standard | $628.130.25% APY · 5-Year CD/IRA · Standard |
How Camden National Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 183-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 63 of 100 tracked institutions with fresh 183-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Camden National Bank (this institution)6-Month CD · Relationship | 6 months | $1,000 | Coverage: ME, NH | 3.35% | October 22, 2026 |
| Popular DirectCertificate of Deposit · Standard | 6 months | $10,000 | Nationwide; check eligibility | 4.35% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Standard | 6 months | Not stated | Nationwide; check eligibility | 4.20% | October 22, 2026 |
| Synchrony BankCD · Standard | 6 months | Not stated | Nationwide; check eligibility | 4.10% | October 22, 2026 |
| Empower Federal Credit Union (highest tracked APY for this term)Share Certificate · Standard | 6 months | $500 | Coverage: NY | 5.00% | October 22, 2026 |
| Treasury (APY-equivalent) | 6 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.40% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Camden National Bank on October 22, 2026.
About Camden National Bank
- Legal name
- The Camden National Bank
- Regulator ID
- FDIC 4255
- Headquarters
- Camden, ME
- Available in
- ME, NH
- Total assets
- $6.9 billion
- Also known as
- Website
- www.camdennational.bank
Source: rates read from https://www.camdennational.bank/resources/rates/certificates-of-deposit. See the page text we read.
Frequently asked questions
What is the highest CD rate at Camden National Bank?
Among the rates we track, 3.35% APY on a 6-month relationship CD, as of October 22, 2026.
What is the minimum deposit for a Camden National Bank CD?
The lowest minimum we found is $500; jumbo and higher balance tiers start at up to $1,000.
How does Camden National Bank's best CD rate compare with Treasury yields?
3.35% APY is −1.05% versus the 6-month Treasury yield of 4.40% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 3.35% a good CD rate?
It is 2.4 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Camden National Bank CDs insured?
Camden National Bank is an FDIC-insured bank (FDIC 4255). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Camden National Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Camden National Bank's website and may change at any time. Confirm terms, minimums and eligibility with Camden National Bank before opening an account. This page is not financial advice.