Nevada State Bank CD Rates — October 2026
As of October 22, 2026, Nevada State Bank's highest tracked CD rate is 3.25% APY on a 12-month CD ($1,000 minimum). That is 1.8 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.00% to 3.25% APY.
Tracking began .
Nevada State Bank CD rates
Nevada State Bank is a division of Zions Bancorporation, N.A. Standard CDs from 7 days to 60 months for balances from $1,000 up to $99,999. Early withdrawal penalties may apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 7 days | Standard Certificate of Deposit | $1,000 | 0.00% | −4.13% | Verified October 22, 2026 |
| 1 month | Standard Certificate of Deposit | $1,000 | 0.50% | −3.63% | Verified October 22, 2026 |
| 3 months | Standard Certificate of Deposit | $1,000 | 3.10% | −1.19% | Top 38% of tracked 3-month CDs · Verified October 22, 2026 |
| 6 months | Standard Certificate of Deposit | $1,000 | 3.00% | −1.40% | Verified October 22, 2026 |
| 9 months | Standard Certificate of Deposit | $1,000 | 2.25% | −2.23% | Verified October 22, 2026 |
| 12 months | Standard Certificate of Deposit | $1,000 | 3.25% | −1.32% | Verified October 22, 2026 |
| 18 months | Standard Certificate of Deposit | $1,000 | 2.38% | −2.34% | Verified October 22, 2026 |
| 24 months | Standard Certificate of Deposit | $1,000 | 1.60% | −3.27% | Verified October 22, 2026 |
| 36 months | Standard Certificate of Deposit | $1,000 | 1.35% | −3.60% | Verified October 22, 2026 |
| 48 months | Standard Certificate of Deposit | $1,000 | 1.35% | −3.63% | Verified October 22, 2026 |
| 60 months | Standard Certificate of Deposit | $1,000 | 1.35% | −3.66% | Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Nevada State Bank's best CD rates by term?
Nevada State Bank's best rate is 3.25% APY on 12 months, verified October 22, 2026.
- 7 days0.00%
- 1 mo0.50%
- 3 mo3.10%
- 6 mo3.00%
- 9 mo2.25%
- 12 mo3.25%
- 18 mo2.38%
- 24 mo1.60%
- 36 mo1.35%
- 48 mo1.35%
- 60 mo1.35%
How much interest could a Nevada State Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$325.00 interest · $10,325.00 at maturity on $10,000.00.
3.25% APY · 12 months · Standard Certificate of Deposit · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 7 days | $0.000.00% APY · Standard Certificate of Deposit · Standard | $0.000.00% APY · Standard Certificate of Deposit · Standard | $0.000.00% APY · Standard Certificate of Deposit · Standard | $0.000.00% APY · Standard Certificate of Deposit · Standard |
| 1 month | $2.050.50% APY · Standard Certificate of Deposit · Standard | $4.100.50% APY · Standard Certificate of Deposit · Standard | $10.250.50% APY · Standard Certificate of Deposit · Standard | $20.500.50% APY · Standard Certificate of Deposit · Standard |
| 3 months | $38.203.10% APY · Standard Certificate of Deposit · Standard | $76.403.10% APY · Standard Certificate of Deposit · Standard | $191.013.10% APY · Standard Certificate of Deposit · Standard | $382.023.10% APY · Standard Certificate of Deposit · Standard |
| 6 months | $74.653.00% APY · Standard Certificate of Deposit · Standard | $149.303.00% APY · Standard Certificate of Deposit · Standard | $373.263.00% APY · Standard Certificate of Deposit · Standard | $746.513.00% APY · Standard Certificate of Deposit · Standard |
| 9 months | $84.222.25% APY · Standard Certificate of Deposit · Standard | $168.432.25% APY · Standard Certificate of Deposit · Standard | $421.092.25% APY · Standard Certificate of Deposit · Standard | $842.172.25% APY · Standard Certificate of Deposit · Standard |
| 12 months | $162.503.25% APY · Standard Certificate of Deposit · Standard | $325.003.25% APY · Standard Certificate of Deposit · Standard | $812.503.25% APY · Standard Certificate of Deposit · Standard | $1,625.003.25% APY · Standard Certificate of Deposit · Standard |
| 18 months | $179.722.38% APY · Standard Certificate of Deposit · Standard | $359.452.38% APY · Standard Certificate of Deposit · Standard | $898.622.38% APY · Standard Certificate of Deposit · Standard | $1,797.252.38% APY · Standard Certificate of Deposit · Standard |
| 24 months | $161.281.60% APY · Standard Certificate of Deposit · Standard | $322.561.60% APY · Standard Certificate of Deposit · Standard | $806.401.60% APY · Standard Certificate of Deposit · Standard | $1,612.801.60% APY · Standard Certificate of Deposit · Standard |
| 36 months | $205.251.35% APY · Standard Certificate of Deposit · Standard | $410.491.35% APY · Standard Certificate of Deposit · Standard | $1,026.231.35% APY · Standard Certificate of Deposit · Standard | $2,052.461.35% APY · Standard Certificate of Deposit · Standard |
| 48 months | $275.521.35% APY · Standard Certificate of Deposit · Standard | $551.031.35% APY · Standard Certificate of Deposit · Standard | $1,377.581.35% APY · Standard Certificate of Deposit · Standard | $2,755.171.35% APY · Standard Certificate of Deposit · Standard |
| 60 months | $346.741.35% APY · Standard Certificate of Deposit · Standard | $693.471.35% APY · Standard Certificate of Deposit · Standard | $1,733.681.35% APY · Standard Certificate of Deposit · Standard | $3,467.361.35% APY · Standard Certificate of Deposit · Standard |
How Nevada State Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 365-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 263 of 413 tracked institutions with fresh 365-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| Nevada State Bank (this institution)Standard Certificate of Deposit · Standard | 12 months | $1,000 | Branches in NV | 3.25% | October 22, 2026 |
| Popular DirectCD · Standard | 12 months | $10,000 | Available nationwide | 4.60% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Promotional | 12 months | Not stated | Available nationwide | 4.55% | October 22, 2026 |
| BarclaysOnline CD · Standard | 12 months | Not stated | Available nationwide | 4.50% | October 22, 2026 |
| Truliant Federal Credit Union (highest tracked APY for this term)Limited-Time 12 Month Term (new external funds required) · Promotional | 12 months | $5,000 | Membership required · branches in NC, SC, VA | 5.00% | October 22, 2026 |
| Treasury (APY-equivalent) | 12 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.57% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Nevada State Bank on October 22, 2026.
About Nevada State Bank
- Legal name
- Zions Bancorporation, N.A.
- Regulator ID
- FDIC 2270
- Headquarters
- Las Vegas, NV
- Available in
- NV
- Total assets
- $89.0 billion
- Also known as
- NSB
- Website
- www.nsbank.com
Source: rates read from https://www.nsbank.com/personal/deposit-rates/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Nevada State Bank?
Among the rates we track, 3.25% APY on a 12-month CD, as of October 22, 2026.
What is the minimum deposit for a Nevada State Bank CD?
The lowest minimum we found is $1,000.
How does Nevada State Bank's best CD rate compare with Treasury yields?
3.25% APY is −1.32% versus the 12-month Treasury yield of 4.57% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 3.25% a good CD rate?
It is 1.8 times the FDIC national average for a similar term (1.76% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Nevada State Bank CDs insured?
Nevada State Bank is an FDIC-insured bank (FDIC 2270). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Nevada State Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Nevada State Bank's website and may change at any time. Confirm terms, minimums and eligibility with Nevada State Bank before opening an account. This page is not financial advice.