Rockland Trust CD Rates — October 2026

As of October 22, 2026, Rockland Trust's highest CD rate is 4.15% APY on an 18-month CD ($1,000 minimum). That is 2.7 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 2.00% to 4.15% APY.

Last verified October 22, 2026 from www.rocklandtrust.com · FDIC-insured bank · Rockland, MA

Best APY4.15%18 months, $1,000 min

vs. Treasury−0.57%same-term Treasury 4.72%

vs. national average2.7×FDIC national average 1.55%

After inflation0.41%CPI 3.7% year over year

$10,000 earns$629over 18 months, before tax

Rockland Trust CD rates

Rockland Trust CD rates
Term	Product	Minimum	APY	vs. Treasury
4 months	4-Month CD	$1,000	3.50%	−0.89%
5 months	5-Month CD	$1,000	2.75%	−1.64%
6 months	6-Month CD	$1,000	2.75%	−1.65%
7 months	7-Month CD	$1,000	3.75%	−0.68%
8 months	8-Month CD	$1,000	2.50%	−1.95%
9 months	9-Month CD	$1,000	3.75%	−0.73%
10 months	10-Month CD	$1,000	2.50%	−2.01%
11 months	11-Month CD	$1,000	3.85%	−0.69%
12 months	1-Year CD	$1,000	4.00%	−0.57%
13 months	13-Month CD	$1,000	3.25%	−1.35%
15 months	15-Month CD	$1,000	4.00%	−0.65%
18 months	Select 18-Month CD	$1,000	4.15%	−0.57%
24 months	2-Year CD	$1,000	2.00%	−2.87%
60 months	5-Year CD	$1,000	2.00%	−3.01%

APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.

Best rate by term

4 mo3.50%
5 mo2.75%
6 mo2.75%
7 mo3.75%
8 mo2.50%
9 mo3.75%
10 mo2.50%
11 mo3.85%
12 mo4.00%
13 mo3.25%
15 mo4.00%
18 mo4.15%
24 mo2.00%
60 mo2.00%

Calculate earnings at 4.15% for 18 months

How Rockland Trust compares

Best 2-year rate among the institutions we track: Popular Direct at 4.80% APY.
Popular Direct (NY): best 5.00% APY on 60 months.
Barclays (DE): best 4.75% APY on 24 months.
Sallie Mae Bank (UT): best 4.75% APY on 60 months.
Capital One (VA): best 4.40% APY on 11 months.
Marcus by Goldman Sachs (NY): best 4.40% APY on 12 months.
2-year Treasury: 4.72% APY-equivalent.

Rate changes

No changes since we started tracking Rockland Trust on October 22, 2026.

About Rockland Trust

Legal name: Rockland Trust Company
Regulator ID: FDIC 9712
Headquarters: Rockland, MA
Available in: MA, NH
Total assets: $25.0 billion
Also known as: Rockland Trust Company
Website: www.rocklandtrust.com

Source: rates read from https://www.rocklandtrust.com/personal-banking/banking/savings--cds-and-money-market-rates. See the page text we read.

Frequently asked questions

What is the highest CD rate at Rockland Trust?

4.15% APY on an 18-month CD, as of October 22, 2026.

What is the minimum deposit for a Rockland Trust CD?

The lowest minimum we found is $1,000.

How does Rockland Trust's best CD rate compare with Treasury yields?

4.15% APY is −0.57% versus the 18-month Treasury yield of 4.72% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.

Is 4.15% a good CD rate?

It is 2.7 times the FDIC national average for a similar term (1.55% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.

Are Rockland Trust CDs insured?

Rockland Trust is an FDIC-insured bank (FDIC 9712). Deposits are insured up to $250,000 per depositor, per ownership category.

How often is this page updated?

We check Rockland Trust's rate page every day. The rates above were last verified on October 22, 2026.

More CD rates

Rates are copied from Rockland Trust's website and may change at any time. Confirm terms, minimums and eligibility with Rockland Trust before opening an account. This page is not financial advice.