APY Ledger

WSFS Bank CD Rates — October 2026

Also known as WSFS, Wilmington Savings Fund Society.

As of October 22, 2026, WSFS Bank's highest CD rate is 4.25% APY on a 7-month promotional CD ($2,500 minimum). That is 3.1 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.75% to 3.00% APY.

Last verified from www.wsfsbank.com · FDIC-insured bank · Wilmington, DE

Tracking began .

Best APY4.25%7 months, $2,500 min
vs. Treasury−0.18%same-term Treasury 4.43%
vs. national average3.1×FDIC national average 1.39%
After inflation0.51%CPI 3.7% year over year
$10,000 earns$246over 7 months, before tax

WSFS Bank CD rates

WSFS Bank CD rates
TermProductMinimumAPYvs. Treasury
3 months Fixed Rate CD $2,500 3.00%Verified October 22, 2026 −1.29%
6 months Fixed Rate CD $2,500 3.00%Verified October 22, 2026 −1.40%
7 months Fixed Rate CD Promotional $2,500 4.25%Verified October 22, 2026 −0.18%
12 months Fixed Rate CD $2,500 2.75%Verified October 22, 2026 −1.82%
13 months Fixed Rate CD Promotional $2,500 4.25%Verified October 22, 2026 −0.35%
18 months Fixed Rate CD $2,500 2.50%Verified October 22, 2026 −2.22%
24 months Fixed Rate CD $2,500 1.50%Verified October 22, 2026 −3.37%
36 months Fixed Rate CD $2,500 1.00%Verified October 22, 2026 −3.95%
48 months Fixed Rate CD $2,500 0.75%Verified October 22, 2026 −4.23%
60 months Fixed Rate CD $2,500 0.75%Verified October 22, 2026 −4.26%
84 months Fixed Rate CD $2,500 0.75%Verified October 22, 2026 −4.34%

APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.

Watch the renewal rate

The best promotional rate here is 4.25% APY (7 months). The standard rate for a similar term is 3.00% APY (6 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $125 less per year. Check the account terms and set a reminder before maturity.

Calculate the cost of auto-renewal

What are WSFS Bank's best CD rates by term?

WSFS Bank's best rate is 4.25% APY on 7 months, verified October 22, 2026.

  1. 3 mo3.00%
  2. 6 mo3.00%
  3. 7 mo4.25%
  4. 12 mo2.75%
  5. 13 mo4.25%
  6. 18 mo2.50%
  7. 24 mo1.50%
  8. 36 mo1.00%
  9. 48 mo0.75%
  10. 60 mo0.75%
  11. 84 mo0.75%

Calculate earnings at 4.25% for 7 months

How WSFS Bank compares

Rate changes

No changes since we started tracking WSFS Bank on October 22, 2026.

About WSFS Bank

Legal name
Wilmington Savings Fund Society, FSB
Regulator ID
FDIC 17838
Headquarters
Wilmington, DE
Available in
DE, NJ, PA
Also known as
WSFS, Wilmington Savings Fund Society
Website
www.wsfsbank.com

Source: rates read from https://www.wsfsbank.com/personal/banking/savings/fixed-rate-cd/. See the page text we read.

Frequently asked questions

What is the highest CD rate at WSFS Bank?

4.25% APY on a 7-month promotional CD, as of October 22, 2026.

What is the minimum deposit for a WSFS Bank CD?

The lowest minimum we found is $2,500.

How does WSFS Bank's best CD rate compare with Treasury yields?

4.25% APY is −0.18% versus the 7-month Treasury yield of 4.43% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.

Is 4.25% a good CD rate?

It is 3.1 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.

Are WSFS Bank CDs insured?

WSFS Bank is an FDIC-insured bank (FDIC 17838). Deposits are insured up to $250,000 per depositor, per ownership category.

How often is this page updated?

We check WSFS Bank's rate page every day. The rates above were last verified on October 22, 2026.

More bank CD rates

Rates are copied from WSFS Bank's website and may change at any time. Confirm terms, minimums and eligibility with WSFS Bank before opening an account. This page is not financial advice.