Bank of Princeton CD Rates — October 2026
As of October 22, 2026, Bank of Princeton's highest tracked CD rate is 1.50% APY on a 3-month CD ($500 minimum). That is 1.3 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 1.50% to 1.50% APY.
Tracking began .
Bank of Princeton CD rates
Published CD rates with $500 and $100,000 balance tiers. Contact a branch for monthly-interest options and current terms; early withdrawal penalties may apply.
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Bank of Princeton's best CD rates by term?
Bank of Princeton's best rate is 1.50% APY on 3 months, verified October 22, 2026.
- 3 mo1.50%
- 4 mo1.50%
- 5 mo1.50%
- 6 mo1.50%
- 7 mo1.50%
- 8 mo1.50%
- 9 mo1.50%
- 10 mo1.50%
- 11 mo1.50%
- 12 mo1.50%
- 18 mo1.50%
- 24 mo1.50%
- 36 mo1.50%
- 48 mo1.50%
- 60 mo1.50%
How much interest could a Bank of Princeton CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$37.19 interest · $10,037.19 at maturity on $10,000.00.
1.50% APY · 3 months · Certificate of Deposit · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $18.591.50% APY · Certificate of Deposit · Standard | $37.191.50% APY · Certificate of Deposit · Standard | $92.971.50% APY · Certificate of Deposit · Standard | $185.941.50% APY · Certificate of Deposit · Standard |
| 4 months | $24.941.50% APY · Certificate of Deposit · Standard | $49.891.50% APY · Certificate of Deposit · Standard | $124.721.50% APY · Certificate of Deposit · Standard | $249.441.50% APY · Certificate of Deposit · Standard |
| 5 months | $31.101.50% APY · Certificate of Deposit · Standard | $62.191.50% APY · Certificate of Deposit · Standard | $155.491.50% APY · Certificate of Deposit · Standard | $310.971.50% APY · Certificate of Deposit · Standard |
| 6 months | $37.461.50% APY · Certificate of Deposit · Standard | $74.931.50% APY · Certificate of Deposit · Standard | $187.321.50% APY · Certificate of Deposit · Standard | $374.631.50% APY · Certificate of Deposit · Standard |
| 7 months | $43.631.50% APY · Certificate of Deposit · Standard | $87.261.50% APY · Certificate of Deposit · Standard | $218.161.50% APY · Certificate of Deposit · Standard | $436.311.50% APY · Certificate of Deposit · Standard |
| 8 months | $49.811.50% APY · Certificate of Deposit · Standard | $99.611.50% APY · Certificate of Deposit · Standard | $249.041.50% APY · Certificate of Deposit · Standard | $498.071.50% APY · Certificate of Deposit · Standard |
| 9 months | $56.201.50% APY · Certificate of Deposit · Standard | $112.391.50% APY · Certificate of Deposit · Standard | $280.981.50% APY · Certificate of Deposit · Standard | $561.971.50% APY · Certificate of Deposit · Standard |
| 10 months | $62.391.50% APY · Certificate of Deposit · Standard | $124.781.50% APY · Certificate of Deposit · Standard | $311.941.50% APY · Certificate of Deposit · Standard | $623.881.50% APY · Certificate of Deposit · Standard |
| 11 months | $68.791.50% APY · Certificate of Deposit · Standard | $137.591.50% APY · Certificate of Deposit · Standard | $343.971.50% APY · Certificate of Deposit · Standard | $687.931.50% APY · Certificate of Deposit · Standard |
| 12 months | $75.001.50% APY · Certificate of Deposit · Standard | $150.001.50% APY · Certificate of Deposit · Standard | $375.001.50% APY · Certificate of Deposit · Standard | $750.001.50% APY · Certificate of Deposit · Standard |
| 18 months | $113.031.50% APY · Certificate of Deposit · Standard | $226.051.50% APY · Certificate of Deposit · Standard | $565.131.50% APY · Certificate of Deposit · Standard | $1,130.251.50% APY · Certificate of Deposit · Standard |
| 24 months | $151.121.50% APY · Certificate of Deposit · Standard | $302.251.50% APY · Certificate of Deposit · Standard | $755.621.50% APY · Certificate of Deposit · Standard | $1,511.251.50% APY · Certificate of Deposit · Standard |
| 36 months | $228.391.50% APY · Certificate of Deposit · Standard | $456.781.50% APY · Certificate of Deposit · Standard | $1,141.961.50% APY · Certificate of Deposit · Standard | $2,283.921.50% APY · Certificate of Deposit · Standard |
| 48 months | $306.821.50% APY · Certificate of Deposit · Standard | $613.641.50% APY · Certificate of Deposit · Standard | $1,534.091.50% APY · Certificate of Deposit · Standard | $3,068.181.50% APY · Certificate of Deposit · Standard |
| 60 months | $386.421.50% APY · Certificate of Deposit · Standard | $772.841.50% APY · Certificate of Deposit · Standard | $1,932.101.50% APY · Certificate of Deposit · Standard | $3,864.201.50% APY · Certificate of Deposit · Standard |
How Bank of Princeton compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 91-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 109 of 149 tracked institutions with fresh 91-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Bank of Princeton (this institution)Certificate of Deposit · Standard | 3 months | $500 | Coverage: NJ, NY, PA | 1.50% | October 22, 2026 |
| AmeriCU Credit Union3 Month Certificate · Standard | 3 months | $50 | Coverage: NY | 4.50% | October 22, 2026 |
| Popular DirectCertificate of Deposit · Standard | 3 months | $10,000 | Nationwide; check eligibility | 4.30% | October 22, 2026 |
| Bask BankBask Bank Certificate of Deposit · Standard | 3 months | $1,000 | Nationwide; check eligibility | 4.10% | October 22, 2026 |
| Newtek Bank (highest tracked APY for this term)Certificate of Deposit · Standard | 3 months | $2,500 | Coverage: FL | 4.60% | October 22, 2026 |
| Treasury (APY-equivalent) | 3 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.29% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Bank of Princeton on October 22, 2026.
About Bank of Princeton
- Legal name
- The Bank of Princeton
- Regulator ID
- FDIC 58513
- Headquarters
- Princeton, NJ
- Available in
- NJ, NY, PA
- Total assets
- $2.3 billion
- Also known as
- Website
- www.thebankofprinceton.com
Source: rates read from https://thebankofprinceton.com/personal/deposit-rates. See the page text we read.
Frequently asked questions
What is the highest CD rate at Bank of Princeton?
Among the rates we track, 1.50% APY on a 3-month CD, as of October 22, 2026.
What is the minimum deposit for a Bank of Princeton CD?
The lowest minimum we found is $500; jumbo and higher balance tiers start at up to $100,000.
How does Bank of Princeton's best CD rate compare with Treasury yields?
1.50% APY is −2.79% versus the 3-month Treasury yield of 4.29% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 1.50% a good CD rate?
It is 1.3 times the FDIC national average for a similar term (1.14% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Bank of Princeton CDs insured?
Bank of Princeton is an FDIC-insured bank (FDIC 58513). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Bank of Princeton's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Bank of Princeton's website and may change at any time. Confirm terms, minimums and eligibility with Bank of Princeton before opening an account. This page is not financial advice.