First County Bank (Connecticut) CD Rates — October 2026
As of October 22, 2026, First County Bank (Connecticut)'s highest tracked CD rate is 4.35% APY on a 14-month CD ($1,000 minimum). That is 2.5 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.15% to 4.35% APY.
Tracking began .
First County Bank (Connecticut) CD rates
Personal CDs from 60 days to 60 months with a $1,000 minimum daily balance, including No Penalty, Easy-Out and Bump Rate CDs. The 3-month and 14-month offers require new funds. IRA and tax-deferred products are excluded. Early withdrawal penalties apply except under the quoted No Penalty conditions.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 60 days | 60 Day CD | $1,000 | 2.75% | −1.45% | Verified October 22, 2026 |
| 3 months | 3 Month CD | $1,000 | 4.00% | −0.29% | Top 7% of tracked 3-month CDs · Verified October 22, 2026 |
| 6 months | 6 Month CD | $1,000 | 2.75% | −1.65% | Top 73% of tracked 6-month CDs · Verified October 22, 2026 |
| 11 months | 11 Month No Penalty CD | $1,000 | 3.50% | −1.04% | Verified October 22, 2026 |
| 12 months | 12 Month CD | $1,000 | 0.15% | −4.42% | Top 99% of tracked 12-month CDs · Verified October 22, 2026 |
| 13 months | 13 Month CD | $1,000 | 1.75% | −2.85% | Verified October 22, 2026 |
| 14 months | 14 Month Easy-Out CD | $1,000 | 4.35% | −0.27% | Verified October 22, 2026 |
| 15 months | 15 Month CD | $1,000 | 1.00% | −3.65% | Verified October 22, 2026 |
| 18 months | 18 Month No Penalty CD | $1,000 | 3.65% | −1.07% | Top 50% of tracked 18-month CDs · Verified October 22, 2026 |
| 18 months | 18 Month CD | $1,000 | 2.75% | −1.97% | Top 74% of tracked 18-month CDs · Verified October 22, 2026 |
| 18 months | 18 Month Bump Rate CD | $1,000 | 0.30% | −4.42% | Top 95% of tracked 18-month CDs · Verified October 22, 2026 |
| 24 months | 24 Month CD | $1,000 | 3.00% | −1.87% | Top 67% of tracked 24-month CDs · Verified October 22, 2026 |
| 30 months | 30 Month Bump Rate CD | $1,000 | 0.35% | −4.56% | Verified October 22, 2026 |
| 36 months | 36 Month CD | $1,000 | 3.25% | −1.70% | Top 52% of tracked 36-month CDs · Verified October 22, 2026 |
| 36 months | 36 Month Bump Rate CD | $1,000 | 0.40% | −4.55% | Top 93% of tracked 36-month CDs · Verified October 22, 2026 |
| 48 months | 48 Month CD | $1,000 | 0.50% | −4.48% | Top 92% of tracked 48-month CDs · Verified October 22, 2026 |
| 60 months | 60 Month CD | $1,000 | 0.55% | −4.46% | Top 93% of tracked 60-month CDs · Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are First County Bank (Connecticut)'s best CD rates by term?
First County Bank (Connecticut)'s best rate is 4.35% APY on 14 months, verified October 22, 2026.
- 60 days2.75%
- 3 mo4.00%
- 6 mo2.75%
- 11 mo3.50%
- 12 mo0.15%
- 13 mo1.75%
- 14 mo4.35%
- 15 mo1.00%
- 18 mo3.65%
- 24 mo3.00%
- 30 mo0.35%
- 36 mo3.25%
- 48 mo0.50%
- 60 mo0.55%
How much interest could a First County Bank (Connecticut) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$509.52 interest · $10,509.52 at maturity on $10,000.00.
4.35% APY · 14 months · 14 Month Easy-Out CD · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 60 days | $22.352.75% APY · 60 Day CD · Standard | $44.692.75% APY · 60 Day CD · Standard | $111.742.75% APY · 60 Day CD · Standard | $223.472.75% APY · 60 Day CD · Standard |
| 3 months | $49.134.00% APY · 3 Month CD · Standard | $98.264.00% APY · 3 Month CD · Standard | $245.664.00% APY · 3 Month CD · Standard | $491.314.00% APY · 3 Month CD · Standard |
| 6 months | $68.472.75% APY · 6 Month CD · Standard | $136.942.75% APY · 6 Month CD · Standard | $342.362.75% APY · 6 Month CD · Standard | $684.722.75% APY · 6 Month CD · Standard |
| 11 months | $160.393.50% APY · 11 Month No Penalty CD · Standard | $320.783.50% APY · 11 Month No Penalty CD · Standard | $801.943.50% APY · 11 Month No Penalty CD · Standard | $1,603.883.50% APY · 11 Month No Penalty CD · Standard |
| 12 months | $7.500.15% APY · 12 Month CD · Standard | $15.000.15% APY · 12 Month CD · Standard | $37.500.15% APY · 12 Month CD · Standard | $75.000.15% APY · 12 Month CD · Standard |
| 13 months | $94.761.75% APY · 13 Month CD · Standard | $189.521.75% APY · 13 Month CD · Standard | $473.801.75% APY · 13 Month CD · Standard | $947.601.75% APY · 13 Month CD · Standard |
| 14 months | $254.764.35% APY · 14 Month Easy-Out CD · Standard | $509.524.35% APY · 14 Month Easy-Out CD · Standard | $1,273.814.35% APY · 14 Month Easy-Out CD · Standard | $2,547.614.35% APY · 14 Month Easy-Out CD · Standard |
| 15 months | $62.541.00% APY · 15 Month CD · Standard | $125.091.00% APY · 15 Month CD · Standard | $312.721.00% APY · 15 Month CD · Standard | $625.431.00% APY · 15 Month CD · Standard |
| 18 months | $276.493.65% APY · 18 Month No Penalty CD · Standard | $552.983.65% APY · 18 Month No Penalty CD · Standard | $1,382.463.65% APY · 18 Month No Penalty CD · Standard | $2,764.923.65% APY · 18 Month No Penalty CD · Standard |
| 24 months | $304.503.00% APY · 24 Month CD · Standard | $609.003.00% APY · 24 Month CD · Standard | $1,522.503.00% APY · 24 Month CD · Standard | $3,045.003.00% APY · 24 Month CD · Standard |
| 30 months | $43.890.35% APY · 30 Month Bump Rate CD · Standard | $87.780.35% APY · 30 Month Bump Rate CD · Standard | $219.450.35% APY · 30 Month Bump Rate CD · Standard | $438.890.35% APY · 30 Month Bump Rate CD · Standard |
| 36 months | $503.523.25% APY · 36 Month CD · Standard | $1,007.033.25% APY · 36 Month CD · Standard | $2,517.583.25% APY · 36 Month CD · Standard | $5,035.153.25% APY · 36 Month CD · Standard |
| 48 months | $100.750.50% APY · 48 Month CD · Standard | $201.510.50% APY · 48 Month CD · Standard | $503.760.50% APY · 48 Month CD · Standard | $1,007.530.50% APY · 48 Month CD · Standard |
| 60 months | $139.020.55% APY · 60 Month CD · Standard | $278.040.55% APY · 60 Month CD · Standard | $695.100.55% APY · 60 Month CD · Standard | $1,390.210.55% APY · 60 Month CD · Standard |
How First County Bank (Connecticut) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 426-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 2 of 21 tracked institutions with fresh 426-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| First County Bank (Connecticut) (this institution)14 Month Easy-Out CD · Standard | 14 months | $1,000 | Branches in CT | 4.35% | October 22, 2026 |
| Synchrony BankCD · Standard | 14 months | Not stated | Available nationwide | 4.30% | October 22, 2026 |
| American Express National BankCertificate of Deposit (CD) · Promotional | 14 months | Not stated | Available nationwide | 3.65% | October 22, 2026 |
| Langley Federal Credit Union (highest tracked APY for this term)14 Month Promotional Certificate · Promotional | 14 months | $500 | Membership required · branches in NC, VA | 4.40% | October 22, 2026 |
| Treasury (APY-equivalent) | 14 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.62% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking First County Bank (Connecticut) on October 22, 2026.
About First County Bank (Connecticut)
- Legal name
- First County Bank
- Regulator ID
- FDIC 18204
- Headquarters
- Stamford, CT
- Available in
- CT
- Total assets
- $2.4 billion
- Also known as
- Website
- www.firstcountybank.com
Source: rates read from https://firstcountybank.com/interest-rates/. See the page text we read.
Frequently asked questions
What is the highest CD rate at First County Bank (Connecticut)?
Among the rates we track, 4.35% APY on a 14-month CD, as of October 22, 2026.
What is the minimum deposit for a First County Bank (Connecticut) CD?
The lowest minimum we found is $1,000.
How does First County Bank (Connecticut)'s best CD rate compare with Treasury yields?
4.35% APY is −0.27% versus the 14-month Treasury yield of 4.62% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.35% a good CD rate?
It is 2.5 times the FDIC national average for a similar term (1.76% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are First County Bank (Connecticut) CDs insured?
First County Bank (Connecticut) is an FDIC-insured bank (FDIC 18204). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check First County Bank (Connecticut)'s rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from First County Bank (Connecticut)'s website and may change at any time. Confirm terms, minimums and eligibility with First County Bank (Connecticut) before opening an account. This page is not financial advice.