Northwest Community Bank CD Rates — October 2026
As of October 22, 2026, Northwest Community Bank's highest tracked CD rate is 4.20% APY on a 21-month CD ($500 minimum). That is 2.7 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 2.00% to 4.20% APY.
Tracking began .
Northwest Community Bank CD rates
Time deposits (also available as IRAs) from 3 months to 5 years, including 5-, 7-, 11-, 15-, 18- and 21-month offers; $500 to open and earn the APY. Early withdrawal penalties may apply.
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Northwest Community Bank's best CD rates by term?
Northwest Community Bank's best rate is 4.20% APY on 21 months, verified October 22, 2026.
- 3 mo3.70%
- 5 mo4.00%
- 6 mo2.00%
- 7 mo4.00%
- 9 mo2.00%
- 11 mo4.10%
- 12 mo2.00%
- 15 mo4.15%
- 18 mo4.15%
- 21 mo4.20%
- 24 mo3.75%
- 36 mo3.75%
- 48 mo3.75%
- 60 mo3.75%
How much interest could a Northwest Community Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$746.84 interest · $10,746.84 at maturity on $10,000.00.
4.20% APY · 21 months · Time Deposit & IRA · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | $45.503.70% APY · Time Deposit & IRA · Standard | $90.993.70% APY · Time Deposit & IRA · Standard | $227.483.70% APY · Time Deposit & IRA · Standard | $454.963.70% APY · Time Deposit & IRA · Standard |
| 5 months | $82.344.00% APY · Time Deposit & IRA · Standard | $164.674.00% APY · Time Deposit & IRA · Standard | $411.684.00% APY · Time Deposit & IRA · Standard | $823.364.00% APY · Time Deposit & IRA · Standard |
| 6 months | $49.892.00% APY · Time Deposit & IRA · Standard | $99.782.00% APY · Time Deposit & IRA · Standard | $249.452.00% APY · Time Deposit & IRA · Standard | $498.892.00% APY · Time Deposit & IRA · Standard |
| 7 months | $115.764.00% APY · Time Deposit & IRA · Standard | $231.524.00% APY · Time Deposit & IRA · Standard | $578.794.00% APY · Time Deposit & IRA · Standard | $1,157.584.00% APY · Time Deposit & IRA · Standard |
| 9 months | $74.882.00% APY · Time Deposit & IRA · Standard | $149.772.00% APY · Time Deposit & IRA · Standard | $374.412.00% APY · Time Deposit & IRA · Standard | $748.832.00% APY · Time Deposit & IRA · Standard |
| 11 months | $187.844.10% APY · Time Deposit & IRA · Standard | $375.684.10% APY · Time Deposit & IRA · Standard | $939.194.10% APY · Time Deposit & IRA · Standard | $1,878.384.10% APY · Time Deposit & IRA · Standard |
| 12 months | $100.002.00% APY · Time Deposit & IRA · Standard | $200.002.00% APY · Time Deposit & IRA · Standard | $500.002.00% APY · Time Deposit & IRA · Standard | $1,000.002.00% APY · Time Deposit & IRA · Standard |
| 15 months | $260.564.15% APY · Time Deposit & IRA · Standard | $521.124.15% APY · Time Deposit & IRA · Standard | $1,302.804.15% APY · Time Deposit & IRA · Standard | $2,605.604.15% APY · Time Deposit & IRA · Standard |
| 18 months | $314.754.15% APY · Time Deposit & IRA · Standard | $629.514.15% APY · Time Deposit & IRA · Standard | $1,573.774.15% APY · Time Deposit & IRA · Standard | $3,147.534.15% APY · Time Deposit & IRA · Standard |
| 21 months | $373.424.20% APY · Time Deposit & IRA · Standard | $746.844.20% APY · Time Deposit & IRA · Standard | $1,867.104.20% APY · Time Deposit & IRA · Standard | $3,734.204.20% APY · Time Deposit & IRA · Standard |
| 24 months | $382.033.75% APY · Time Deposit & IRA · Standard | $764.063.75% APY · Time Deposit & IRA · Standard | $1,910.163.75% APY · Time Deposit & IRA · Standard | $3,820.313.75% APY · Time Deposit & IRA · Standard |
| 36 months | $583.863.75% APY · Time Deposit & IRA · Standard | $1,167.713.75% APY · Time Deposit & IRA · Standard | $2,919.293.75% APY · Time Deposit & IRA · Standard | $5,838.573.75% APY · Time Deposit & IRA · Standard |
| 48 months | $793.253.75% APY · Time Deposit & IRA · Standard | $1,586.503.75% APY · Time Deposit & IRA · Standard | $3,966.263.75% APY · Time Deposit & IRA · Standard | $7,932.523.75% APY · Time Deposit & IRA · Standard |
| 60 months | $1,010.503.75% APY · Time Deposit & IRA · Standard | $2,021.003.75% APY · Time Deposit & IRA · Standard | $5,052.503.75% APY · Time Deposit & IRA · Standard | $10,104.993.75% APY · Time Deposit & IRA · Standard |
How Northwest Community Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 639-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 2 of 7 tracked institutions with fresh 639-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Northwest Community Bank (this institution)Time Deposit & IRA · Standard | 21 months | $500 | Coverage: CT | 4.20% | October 22, 2026 |
| Torrington Savings Bank21 Month Bump Up CD · Standard | 21 months | $1,000 | Coverage: CT | 3.40% | October 22, 2026 |
| Cornhusker Bank (highest tracked APY for this term)Certificate of Deposit · Standard | 21 months | $1,000 | Coverage: NE | 4.29% | October 22, 2026 |
| Treasury (APY-equivalent) | 21 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.79% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Northwest Community Bank on October 22, 2026.
About Northwest Community Bank
- Legal name
- Northwest Community Bank
- Regulator ID
- FDIC 18229
- Headquarters
- Winsted, CT
- Available in
- CT
- Total assets
- $1.3 billion
- Also known as
- Website
- www.nwcommunitybank.com
Source: rates read from https://nwcommunitybank.com/rates-cd/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Northwest Community Bank?
Among the rates we track, 4.20% APY on a 21-month CD, as of October 22, 2026.
What is the minimum deposit for a Northwest Community Bank CD?
The lowest minimum we found is $500.
How does Northwest Community Bank's best CD rate compare with Treasury yields?
4.20% APY is −0.59% versus the 21-month Treasury yield of 4.79% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.20% a good CD rate?
It is 2.7 times the FDIC national average for a similar term (1.55% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Northwest Community Bank CDs insured?
Northwest Community Bank is an FDIC-insured bank (FDIC 18229). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Northwest Community Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Northwest Community Bank's website and may change at any time. Confirm terms, minimums and eligibility with Northwest Community Bank before opening an account. This page is not financial advice.