Amarillo National Bank CD Rates — October 2026
As of October 22, 2026, Amarillo National Bank's highest tracked CD rate is 4.00% APY on a 6-month CD ($1,000 minimum). That is 2.9 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 2.70% to 4.00% APY.
Tracking began .
Amarillo National Bank CD rates
Published consumer CD rates, including separate quotes for balances over $1 million. Ordinary CDs require $1,000. Interest must be paid out annually on terms longer than one year and cannot remain in the CD; APY-based earnings illustrations assume reinvestment. Term ranges are shown at their lower bound.
| Term | Product | APY |
|---|---|---|
| 30 days | CD | 3.50%Verified October 22, 2026 |
| 6 months | CD | 4.00%Verified October 22, 2026 |
| 6 months | CD Rates Over $1 Million | 4.00%Verified October 22, 2026 |
| 12 months | CD | 4.00%Verified October 22, 2026 |
| 12 months | CD Rates Over $1 Million | 4.00%Verified October 22, 2026 |
| 18 months | CD | 4.00%Verified October 22, 2026 |
| 18 months | CD Rates Over $1 Million | 4.00%Verified October 22, 2026 |
| 24 months | CD | 2.70%Verified October 22, 2026 |
| 24 months | CD Rates Over $1 Million | 2.70%Verified October 22, 2026 |
| 36 months | CD | 2.70%Verified October 22, 2026 |
| 48 months | CD | 2.70%Verified October 22, 2026 |
| 60 months | CD | 2.70%Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Amarillo National Bank's best CD rates by term?
Amarillo National Bank's best rate is 4.00% APY on 6 months, verified October 22, 2026.
- 30 days3.50%
- 6 mo4.00%
- 12 mo4.00%
- 18 mo4.00%
- 24 mo2.70%
- 36 mo2.70%
- 48 mo2.70%
- 60 mo2.70%
How much interest could a Amarillo National Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 6 months | $99.294.00% APY · CD · Standard | $198.594.00% APY · CD · Standard | $496.474.00% APY · CD · Standard | $992.934.00% APY · CD · Standard |
| 12 months | $200.004.00% APY · CD · Standard | $400.004.00% APY · CD · Standard | $1,000.004.00% APY · CD · Standard | $2,000.004.00% APY · CD · Standard |
| 18 months | $303.274.00% APY · CD · Standard | $606.534.00% APY · CD · Standard | $1,516.334.00% APY · CD · Standard | $3,032.654.00% APY · CD · Standard |
| 24 months | $273.642.70% APY · CD · Standard | $547.292.70% APY · CD · Standard | $1,368.222.70% APY · CD · Standard | $2,736.452.70% APY · CD · Standard |
| 60 months | $712.452.70% APY · CD · Standard | $1,424.902.70% APY · CD · Standard | $3,562.242.70% APY · CD · Standard | $7,124.482.70% APY · CD · Standard |
How Amarillo National Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 183-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 17 of 100 tracked institutions with fresh 183-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| Amarillo National Bank (this institution)CD · Standard | 6 months | $1,000 | Coverage: TX | 4.00% | October 22, 2026 |
| Popular DirectCertificate of Deposit · Standard | 6 months | $10,000 | Nationwide; check eligibility | 4.35% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Standard | 6 months | Not stated | Nationwide; check eligibility | 4.20% | October 22, 2026 |
| Synchrony BankCD · Standard | 6 months | Not stated | Nationwide; check eligibility | 4.10% | October 22, 2026 |
| Empower Federal Credit Union (highest tracked APY for this term)Share Certificate · Standard | 6 months | $500 | Coverage: NY | 5.00% | October 22, 2026 |
| Treasury (APY-equivalent) | 6 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.40% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Amarillo National Bank on October 22, 2026.
About Amarillo National Bank
- Legal name
- Amarillo National Bank
- Regulator ID
- FDIC 14531
- Headquarters
- Amarillo, TX
- Available in
- TX
- Total assets
- $10.4 billion
- Also known as
- Website
- www.anb.com
Source: rates read from https://www.anb.com/tools/rates.html. See the page text we read.
Frequently asked questions
What is the highest CD rate at Amarillo National Bank?
Among the rates we track, 4.00% APY on a 6-month CD, as of October 22, 2026.
What is the minimum deposit for a Amarillo National Bank CD?
The lowest minimum we found is $1,000; jumbo and higher balance tiers start at up to $1,000,000.
How does Amarillo National Bank's best CD rate compare with Treasury yields?
4.00% APY is −0.40% versus the 6-month Treasury yield of 4.40% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.00% a good CD rate?
It is 2.9 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Amarillo National Bank CDs insured?
Amarillo National Bank is an FDIC-insured bank (FDIC 14531). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check Amarillo National Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from Amarillo National Bank's website and may change at any time. Confirm terms, minimums and eligibility with Amarillo National Bank before opening an account. This page is not financial advice.