APY Ledger

Associated Bank CD Rates — October 2026

Also known as Associated.

As of October 22, 2026, Associated Bank's highest CD rate is 4.40% APY on a 13-month promotional CD ($5,000 minimum). That is 2.5 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.02% to 1.00% APY.

Last verified from www.associatedbank.com · FDIC-insured bank · Green Bay, WI

Tracking began .

Best APY4.40%13 months, $5,000 min
vs. Treasury−0.20%same-term Treasury 4.60%
vs. national average2.5×FDIC national average 1.76%
After inflation0.66%CPI 3.7% year over year
$10,000 earns$478over 13 months, before tax

Associated Bank CD rates

Rates shown are from Associated Bank’s public deposit rate center. Separate balance tiers are preserved; confirm availability with the bank.

Associated Bank CD rates
TermProductMinimumAPYvs. Treasury
30 days mini jumbo $40,000same APY in 2 balance tiers 0.03%Verified October 22, 2026 −4.10%
3 months CD $1,000same APY in 2 balance tiers 0.02%Verified October 22, 2026 −4.28%
6 months CD $1,000same APY in 2 balance tiers 1.00%Verified October 22, 2026 −3.40%
7 months CD special Promotional $5,000 4.25%Verified October 22, 2026 −0.18%
9 months CD $1,000same APY in 2 balance tiers 0.02%Verified October 22, 2026 −4.46%
12 months add on CD $100 1.00%Verified October 22, 2026 −3.57%
12 months CD $1,000same APY in 4 balance tiers 1.00%Verified October 22, 2026 −3.57%
13 months CD special Promotional $5,000 4.40%Verified October 22, 2026 −0.20%
18 months CD $1,000same APY in 2 balance tiers 0.03%Verified October 22, 2026 −4.69%
24 months CD $1,000same APY in 2 balance tiers 0.03%Verified October 22, 2026 −4.84%
26 months CD special Promotional $5,000 1.00%Verified October 22, 2026 −3.88%
30 months CD $1,000same APY in 2 balance tiers 0.04%Verified October 22, 2026 −4.87%
36 months CD $1,000same APY in 2 balance tiers 0.04%Verified October 22, 2026 −4.91%
48 months CD $1,000same APY in 2 balance tiers 0.05%Verified October 22, 2026 −4.93%
60 months CD $1,000same APY in 2 balance tiers 0.10%Verified October 22, 2026 −4.91%

APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.

Watch the renewal rate

The best promotional rate here is 4.40% APY (13 months). The standard rate for a similar term is 1.00% APY (12 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $340 less per year. Check the account terms and set a reminder before maturity.

Calculate the cost of auto-renewal

What are Associated Bank's best CD rates by term?

Associated Bank's best rate is 4.40% APY on 13 months, verified October 22, 2026.

  1. 30 days0.03%
  2. 3 mo0.02%
  3. 6 mo1.00%
  4. 7 mo4.25%
  5. 9 mo0.02%
  6. 12 mo1.00%
  7. 13 mo4.40%
  8. 18 mo0.03%
  9. 24 mo0.03%
  10. 26 mo1.00%
  11. 30 mo0.04%
  12. 36 mo0.04%
  13. 48 mo0.05%
  14. 60 mo0.10%

Calculate earnings at 4.40% for 13 months

How Associated Bank compares

Rate changes

No changes since we started tracking Associated Bank on October 22, 2026.

About Associated Bank

Legal name
Associated Bank, National Association
Regulator ID
FDIC 5296
Headquarters
Green Bay, WI
Available in
IA, IL, MN, MO, NE, WI
Also known as
Associated
Website
www.associatedbank.com

Source: rates read from https://www.associatedbank.com/rate-center. See the page text we read.

Frequently asked questions

What is the highest CD rate at Associated Bank?

4.40% APY on a 13-month promotional CD, as of October 22, 2026.

What is the minimum deposit for a Associated Bank CD?

The lowest minimum we found is $100; jumbo and higher balance tiers start at up to $75,000.

How does Associated Bank's best CD rate compare with Treasury yields?

4.40% APY is −0.20% versus the 13-month Treasury yield of 4.60% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.

Is 4.40% a good CD rate?

It is 2.5 times the FDIC national average for a similar term (1.76% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.

Are Associated Bank CDs insured?

Associated Bank is an FDIC-insured bank (FDIC 5296). Deposits are insured up to $250,000 per depositor, per ownership category.

How often is this page updated?

We check Associated Bank's rate page every day. The rates above were last verified on October 22, 2026.

More bank CD rates

Rates are copied from Associated Bank's website and may change at any time. Confirm terms, minimums and eligibility with Associated Bank before opening an account. This page is not financial advice.