Park Community Credit Union CD & Share Certificate Rates — October 2026
As of October 22, 2026, Park Community Credit Union's highest tracked CD (share certificate) rate is 3.75% APY on a 9-month CD ($500 minimum). That is 2.7 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 2.50% to 3.75% APY.
Tracking began .
Park Community Credit Union CD & share certificate rates
Park Community Credit Union. Membership required. Traditional share certificates from 6 to 60 months with a $500 minimum. Early withdrawal penalties may apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 6 months | Share Certificate | $500 | 2.75% | −1.65% | Top 73% of tracked 6-month CDs · Verified October 22, 2026 |
| 9 months | Share Certificate | $500 | 3.75% | −0.73% | Top 44% of tracked 9-month CDs · Verified October 22, 2026 |
| 12 months | Share Certificate | $500 | 2.50% | −2.07% | Top 78% of tracked 12-month CDs · Verified October 22, 2026 |
| 18 months | Share Certificate | $500 | 3.00% | −1.72% | Top 67% of tracked 18-month CDs · Verified October 22, 2026 |
| 24 months | Share Certificate | $500 | 3.00% | −1.87% | Top 63% of tracked 24-month CDs · Verified October 22, 2026 |
| 36 months | Share Certificate | $500 | 3.00% | −1.95% | Top 60% of tracked 36-month CDs · Verified October 22, 2026 |
| 48 months | Share Certificate | $500 | 2.80% | −2.18% | Top 59% of tracked 48-month CDs · Verified October 22, 2026 |
| 60 months | Share Certificate | $500 | 2.60% | −2.41% | Top 67% of tracked 60-month CDs · Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are Park Community Credit Union's best CD rates by term?
Park Community Credit Union's best rate is 3.75% APY on 9 months, verified October 22, 2026.
- 6 mo2.75%
- 9 mo3.75%
- 12 mo2.50%
- 18 mo3.00%
- 24 mo3.00%
- 36 mo3.00%
- 48 mo2.80%
- 60 mo2.60%
How much interest could a Park Community Credit Union CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$280.21 interest · $10,280.21 at maturity on $10,000.00.
3.75% APY · 9 months · Share Certificate · Standard · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 6 months | $68.472.75% APY · Share Certificate · Standard | $136.942.75% APY · Share Certificate · Standard | $342.362.75% APY · Share Certificate · Standard | $684.722.75% APY · Share Certificate · Standard |
| 9 months | $140.113.75% APY · Share Certificate · Standard | $280.213.75% APY · Share Certificate · Standard | $700.533.75% APY · Share Certificate · Standard | $1,401.063.75% APY · Share Certificate · Standard |
| 12 months | $125.002.50% APY · Share Certificate · Standard | $250.002.50% APY · Share Certificate · Standard | $625.002.50% APY · Share Certificate · Standard | $1,250.002.50% APY · Share Certificate · Standard |
| 18 months | $226.893.00% APY · Share Certificate · Standard | $453.783.00% APY · Share Certificate · Standard | $1,134.453.00% APY · Share Certificate · Standard | $2,268.913.00% APY · Share Certificate · Standard |
| 24 months | $304.503.00% APY · Share Certificate · Standard | $609.003.00% APY · Share Certificate · Standard | $1,522.503.00% APY · Share Certificate · Standard | $3,045.003.00% APY · Share Certificate · Standard |
| 36 months | $463.643.00% APY · Share Certificate · Standard | $927.273.00% APY · Share Certificate · Standard | $2,318.173.00% APY · Share Certificate · Standard | $4,636.353.00% APY · Share Certificate · Standard |
| 48 months | $583.962.80% APY · Share Certificate · Standard | $1,167.922.80% APY · Share Certificate · Standard | $2,919.812.80% APY · Share Certificate · Standard | $5,839.622.80% APY · Share Certificate · Standard |
| 60 months | $684.692.60% APY · Share Certificate · Standard | $1,369.382.60% APY · Share Certificate · Standard | $3,423.452.60% APY · Share Certificate · Standard | $6,846.902.60% APY · Share Certificate · Standard |
How Park Community Credit Union compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 274-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 69 of 167 tracked institutions with fresh 274-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| Park Community Credit Union (this institution)Share Certificate · Standard | 9 months | $500 | Membership required · branches in IN, KY | 3.75% | October 22, 2026 |
| Bread SavingsBread Savings CD · Standard | 9 months | $1,500 | Available nationwide | 4.40% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Promotional | 9 months | Not stated | Available nationwide | 4.40% | October 22, 2026 |
| CIBC Bank USA (CIBC Agility)CIBC Agility™ Certificate of Deposit (CD) · Standard | 9 months | $1,000 | Available nationwide | 4.35% | October 22, 2026 |
| Justice Federal Credit Union (highest tracked APY for this term)9-Month Special Certificate · Relationship | 9 months | $100,000 | Membership required · branches in 9 states | 5.35% | October 22, 2026 |
| Treasury (APY-equivalent) | 9 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.48% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking Park Community Credit Union on October 22, 2026.
About Park Community Credit Union
- Legal name
- Park Federal Credit Union
- Regulator ID
- NCUA 24931
- Headquarters
- Louisville, KY
- Available in
- IN, KY
- Total assets
- $1.4 billion
- Also known as
- Park Federal Credit Union
- Website
- www.parkcommunity.com
Source: rates read from https://parkcommunity.com/stryve/certificates/. See the page text we read.
Frequently asked questions
What is the highest CD rate at Park Community Credit Union?
Among the rates we track, 3.75% APY on a 9-month CD, as of October 22, 2026.
What is the minimum deposit for a Park Community Credit Union CD?
The lowest minimum we found is $500.
How does Park Community Credit Union's best CD rate compare with Treasury yields?
3.75% APY is −0.73% versus the 9-month Treasury yield of 4.48% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 3.75% a good CD rate?
It is 2.7 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are Park Community Credit Union CDs insured?
Park Community Credit Union is a federally insured credit union (NCUA 24931). Share certificates are insured by the NCUA up to $250,000 per member, per ownership category.
What is a share certificate at Park Community Credit Union?
A share certificate is the credit union equivalent of a bank CD: a term deposit that pays a stated yield when its conditions are met. Membership requirements, minimum deposits and early withdrawal terms depend on the credit union and product.
How often is this page updated?
We check Park Community Credit Union's rate page every day. The rates above were last verified on October 22, 2026.
More credit union certificate rates
Rates are copied from Park Community Credit Union's website and may change at any time. Confirm terms, minimums and eligibility with Park Community Credit Union before opening an account. This page is not financial advice.