REV Federal Credit Union CD & Share Certificate Rates — October 2026
As of October 22, 2026, REV Federal Credit Union's highest tracked CD (share certificate) rate is 4.00% APY on a 9-month promotional CD. That is 2.9 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 2.25% to 3.75% APY.
Tracking began .
REV Federal Credit Union CD & share certificate rates
Membership required. Share certificates from 3 months upward, including 9- to 24-month specials and a 12-month Savings Builder. Early withdrawal penalties may apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 3 months | Regular Certificate - 3 Month | Not stated | 3.50% | −0.79% | Verified October 22, 2026 |
| 6 months | Regular Certificate - 6 Month | Not stated | 3.75% | −0.65% | Verified October 22, 2026 |
| 9 months | Regular Certificate - 9 Month Special Promotional | Not stated | 4.00% | −0.48% | Verified October 22, 2026 |
| 9 months | Regular Certificate - 9 Month | Not stated | 3.00% | −1.48% | Verified October 22, 2026 |
| 12 months | Regular Certificate - 12 Month Special Promotional | Not stated | 4.00% | −0.57% | Verified October 22, 2026 |
| 12 months | Regular Certificate - 12 Month Savings Builder | Not stated | 3.50% | −1.07% | Verified October 22, 2026 |
| 12 months | Regular Certificate - 12 Month | Not stated | 3.25% | −1.32% | Verified October 22, 2026 |
| 13 months | Regular Certificate - 13 Month Special Promotional | Not stated | 3.50% | −1.10% | Verified October 22, 2026 |
| 18 months | Regular Certificate - 18 Month Special Promotional | Not stated | 3.75% | −0.97% | Verified October 22, 2026 |
| 18 months | Regular Certificate - 18 Month | Not stated | 3.00% | −1.72% | Verified October 22, 2026 |
| 24 months | Regular Certificate - 24 Month Special Promotional | Not statedsame APY in 2 balance tiers | 3.50% | −1.37% | Verified October 22, 2026 |
| 36 months | Regular Certificate - 36 Month | Not stated | 2.25% | −2.70% | Verified October 22, 2026 |
| 48 months | Regular Certificate - 48 Month | Not stated | 2.30% | −2.68% | Verified October 22, 2026 |
| 60 months | Regular Certificate - 60 Month | Not stated | 2.80% | −2.21% | Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
Watch the renewal rate
The best promotional rate here is 4.00% APY (9 months). The standard rate for a similar term is 3.00% APY (9 months). If the CD renews at the standard rate when it matures, $10,000 would earn about $100 less per year. Check the account terms and set a reminder before maturity.
Calculate the cost of auto-renewal · Set a maturity reminder
What are REV Federal Credit Union's best CD rates by term?
REV Federal Credit Union's best rate is 4.00% APY on 9 months, verified October 22, 2026.
- 3 mo3.50%
- 6 mo3.75%
- 9 mo4.00%
- 12 mo4.00%
- 13 mo3.50%
- 18 mo3.75%
- 24 mo3.50%
- 36 mo2.25%
- 48 mo2.30%
- 60 mo2.80%
How much interest could a REV Federal Credit Union CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
No unambiguous quoted balance tier applies to this amount and term. Check the institution's terms or choose another deposit.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 3 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 6 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 9 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 12 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 13 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 18 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 24 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 36 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 48 months | Not estimated | Not estimated | Not estimated | Not estimated |
| 60 months | Not estimated | Not estimated | Not estimated | Not estimated |
How REV Federal Credit Union compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 274-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 29 of 167 tracked institutions with fresh 274-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| REV Federal Credit Union (this institution)Regular Certificate - 9 Month Special · Promotional | 9 months | Not stated | Membership required · branches in NC, SC, WV | 4.00% | October 22, 2026 |
| Justice Federal Credit Union (highest tracked APY for this term)9-Month Special Certificate · Relationship | 9 months | $100,000 | Membership required · branches in 9 states | 5.35% | October 22, 2026 |
| Bread SavingsBread Savings CD · Standard | 9 months | $1,500 | Available nationwide | 4.40% | October 22, 2026 |
| E*TRADE (Morgan Stanley Private Bank)Bank CD · Promotional | 9 months | Not stated | Available nationwide | 4.40% | October 22, 2026 |
| Treasury (APY-equivalent) | 9 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.48% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking REV Federal Credit Union on October 22, 2026.
About REV Federal Credit Union
- Legal name
- Rev Federal Credit Union
- Regulator ID
- NCUA 9986
- Headquarters
- Charleston, SC
- Available in
- NC, SC, WV
- Total assets
- $1.2 billion
- Also known as
- Website
- www.revfcu.com
Source: rates read from https://www.revfcu.com/rates/. See the page text we read.
Frequently asked questions
What is the highest CD rate at REV Federal Credit Union?
Among the rates we track, 4.00% APY on a 9-month promotional CD, as of October 22, 2026.
How does REV Federal Credit Union's best CD rate compare with Treasury yields?
4.00% APY is −0.48% versus the 9-month Treasury yield of 4.48% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.00% a good CD rate?
It is 2.9 times the FDIC national average for a similar term (1.39% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are REV Federal Credit Union CDs insured?
REV Federal Credit Union is a federally insured credit union (NCUA 9986). Share certificates are insured by the NCUA up to $250,000 per member, per ownership category.
What is a share certificate at REV Federal Credit Union?
A share certificate is the credit union equivalent of a bank CD: a term deposit that pays a stated yield when its conditions are met. Membership requirements, minimum deposits and early withdrawal terms depend on the credit union and product.
How often is this page updated?
We check REV Federal Credit Union's rate page every day. The rates above were last verified on October 22, 2026.
More credit union certificate rates
Rates are copied from REV Federal Credit Union's website and may change at any time. Confirm terms, minimums and eligibility with REV Federal Credit Union before opening an account. This page is not financial advice.